See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FAIRVIEW INSURANCE AGENCY ASSOC EIN 22-1933556 BROKER | Consulting (general) Service code 16 | — | $1.1M |
| NJHA HEALTHCARE BUSINESS SOLUTIONS EIN 22-2325161 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $981K |
| CORPORATE SYNERGIES GROUP EIN 20-1622581 BROKER | Consulting (general) Service code 16 | — | $705K |
| ALLIANT INSURANCE SERVICES EIN 33-0785439 BROKER | Consulting (general) Service code 16 | — | $141K |
| ARTHUR J. GALLAGHER RISK MANAGEMENT EIN 36-2102482 INSURANCE AGENT | Insurance agents and brokers Service code 22 | — | $111K |
| MANAGED BENEFIT STRATEGIES EIN 23-3045502 BROKER | Consulting (general) Service code 16 | — | $92K |
| CONNOR STRONG EIN 21-0718159 BROKER | Consulting (general) Service code 16 | — | $21K |
| CHARLES W CAMMACK ASSOC. EIN 13-3052851 BROKER | Consulting (general) Service code 16 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 76,979 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 76,979 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF NJ, INC. | 99 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 57,075 | $16.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 57,075 | $16.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 40,724 | $7.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 57,075 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.