See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC EIN 22-0999690 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 2 PENN PLAZA EAST NEWARK, NJ 07105 | $402K |
| I E SHAFFER & CO EIN 22-1750854 NONE | Direct payment from the plan; Contract Administrator Service code 13 | PO BOX 1028 WEST TRENTON, NJ 08628 | $342K |
| LABOR FIRST LLC EIN 06-1750191 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 1000 MIDLANTIC DRIVE SUITE 100 MOUNT LAUREL, NJ 08054 | $88K |
| PLUMBERS LOCAL UNION NO. 24 EIN 26-4708098 AFFILIATED LOCAL UNION | Contract Administrator; Direct payment from the plan Service code 13 | 20 FAIRFIELD PLACE WEST CALDWELL, NJ 07006 | $80K |
| GERSON & ASSOCIATES CPAS AND ADVISO EIN 22-3163246 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 201 WEST PASSAIC STREET SUITE 405 ROCHELLE PARK, NJ 07662 | $39K |
| WEAVER C BARKSDALE EIN 62-1217255 NONE | Investment management fees paid directly by plan Service code 51 | — | $38K |
| BASIL CASTROVINCI ASSOCIATES EIN 13-2835100 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | 3235 KENNEDY BOULEVARD JERSEY CITY, NJ 07306 | $31K |
| ORNASKY, SCARAGGI, & BORG, PC EIN 22-3522685 NONE | Legal; Direct payment from the plan Service code 29 | 175 FAIRFIELD AVENUE WEST CALDWELL, NJ 07007 | $24K |
| LINDABURY, MCCORMICK & ESTABROOK EIN 22-1943351 NONE | Legal; Direct payment from the plan Service code 29 | 53 CARDINAL DRIVE WESTFIELD, NJ 07091 | $13K |
| ZAZZALI, FAGELLA, NOWAK KLEINBAUM EIN 22-1973215 NONE | Legal; Direct payment from the plan Service code 29 | — | $9K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Other investment fees and expenses; Direct payment from the plan; Custodial (securities) Service code 19 | 275 SEVENTH AVENUE NEW YORK, NY 10001 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 598 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 435 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,033 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HORIZON HEALTHCARE DENTAL, INC | 66 | $52K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 567 | $21K |
| Prescription drug | MEDCO CONTAINMENT LIFE INSURANCE CO | 574 | $882K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 641 | $907K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 567 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 641 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.