No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Consulting fees; Consulting (pension); Actuarial; Consulting (general) Service code 11 | — | $418K |
| GROOM LAW GROUP EIN 52-1219029 NONE | Legal Service code 29 | — | $149K |
| AON CONSULTING INC. EIN 22-2232264 NONE | Investment advisory (plan); Investment management Service code 27 | — | $140K |
| CIGNA EIN 59-1031071 NONE | Claims processing; Direct payment from the plan; Contract Administrator; Float revenue; Other services; Named fiduciary; Participant communication; Non-monetary compensation Service code 12 | — | $120K |
| JP MORGAN EIN 13-4994650 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $119K |
| PRICEWATERHOUSECOOPERS (PWC) EIN 13-4008324 NONE | Accounting (including auditing) Service code 10 | — | $19K |
| WILLIS TOWERS WATSON EIN 53-0181291 NONE | Contract Administrator; Actuarial Service code 11 | — | $13K |
| DIRECT PATH EIN 02-0677999 NONE | Participant communication; Consulting (general); Direct payment from the plan Service code 16 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7,323 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTH PARTNERS | 93 | $544K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 5,382 | $2.0M |
| Other | HARTFORD LIFE AND ACCIDENT | 5,382 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.