See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 23 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Direct payment from the plan; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $3.0M |
| EXPRESS SCRIPTS, INC EIN 22-3461740 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.5M |
| IBM WATSON HEALTH EIN 13-0871985 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $229K |
| UNITED HEALTHCARE EIN 36-2739571 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $183K |
| AON CONSULTING, INC. EIN 22-2232264 NONE | Direct payment from the plan; Participant communication; Actuarial; Consulting (general) Service code 11 | — | $156K |
| NOKIA INVESTMENT MNGMT CORP. EIN 22-3646524 AFFILIATE | Direct payment from the plan; Named fiduciary Service code 31 | — | $43K |
| BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Custodial (securities); Direct payment from the plan; Float revenue; Trustee (directed); Other services; Trustee (bank, trust company, or similar financial institution) Service code 19 | — | $23K |
| BLACKROCK INSTITUTIONAL TRUST CO EIN 94-3112180 NONE | Trustee (discretionary); Investment management; Investment management fees paid directly by plan; Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $23K |
| CANDID LITHO EIN 13-3574319 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $17K |
| PRICEWATERHOUSE COOPERS LLC EIN 13-4008324 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $16K |
| UNIVERSAL MAILING SERVICE EIN 22-2381663 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $14K |
| TAX SAVER EIN 75-1761182 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 70,385 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 70,385 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 22,214 | $8.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 69,995 | $83.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 69,995 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.