| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PI CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $172K | $719K | $891K | 60.47% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEWITT ASSOCIATES LLC EIN 36-2235791 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $3.5M |
| EXPRESS SCRIPTS, INC EIN 22-3461740 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.9M |
| UNITED HEALTHCARE EIN 36-2739571 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $662K |
| AON CONSULTING, INC. EIN 22-2232264 NONE | Consulting (general); Direct payment from the plan; Participant communication; Actuarial Service code 11 | — | $210K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $168K |
| MAX-IT MAILING & FULFULLMENT EIN 22-3788849 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $131K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $89K |
| BLACKROCK INSTITUTIONAL TRUST CO EIN 94-3112180 NONE | Trustee (discretionary); Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Investment management Service code 21 | — | $27K |
| BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Float revenue; Custodial (securities); Trustee (directed); Other services Service code 19 | — | $21K |
| UNIVERSAL MAILING SERVICE EIN 22-2381663 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $21K |
| TAX SAVER EIN 75-1761182 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $15K |
| ALCATEL-LUCENT INVESTMENT MNGT CORP EIN 22-3646524 AFFILIATE | Direct payment from the plan; Named fiduciary Service code 31 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 86,166 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 86,166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 24,114 | $11.3M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 85,375 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 85,375 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.