No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $5.6M |
| AON CONSULTING, INC. EIN 22-2232264 NONE | Consulting (pension); Actuarial; Direct payment from the plan Service code 11 | — | $618K |
| NOKIA OF AMERICA CORPORATION EIN 22-3408857 EMPLOYER | Employee (plan sponsor); Non-monetary compensation; Direct payment from the plan Service code 35 | — | $314K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $273K |
| DAY PITNEY EIN 22-1661404 NONE | Legal; Direct payment from the plan Service code 29 | — | $221K |
| NOKIA INVESTMENT MANAGEMENT CORP EIN 22-3646524 AFFILIATE | Employee (plan); Other services; Direct payment from the plan Service code 30 | — | $93K |
| UNIVERSAL MAILING SERVICE EIN 22-2381663 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $34K |
| CANDID LITHO EIN 13-3574319 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $33K |
| ACCESS CORP EIN 22-3094842 NONE | Other fees; Direct payment from the plan Service code 50 | — | $23K |
| SEYFARTH SHAW EIN 36-2152202 NONE | Legal; Direct payment from the plan Service code 29 | — | $12K |
| CURCIO WEBB EIN 36-4171366 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,514 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 45,705 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 17,007 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 12,106 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 81,332 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.