See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan Service code 13 | — | $3.0M |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $328K |
| AON CONSULTING, INC. EIN 22-2232264 NONE | Consulting (general); Direct payment from the plan; Actuarial; Participant communication Service code 11 | — | $159K |
| MERATIVE EIN 88-1430661 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $73K |
| NOKIA INVESTMENT MANAGEMENT CORP. EIN 22-3646524 AFFILIATE | Named fiduciary; Direct payment from the plan Service code 31 | — | $52K |
| BLACKROCK INSTITUTIONAL TRUST CO. EIN 94-3112180 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Trustee (discretionary); Investment management fees paid directly by plan; Investment management Service code 21 | — | $34K |
| ALSTON & BIRD EIN 58-0137615 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| UNIVERSAL MAILING SERVICE EIN 22-2381663 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $24K |
| BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Trustee (directed); Other services; Custodial (securities); Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Float revenue Service code 19 | — | $23K |
| SEYFARTH SHAW EIN 36-2152202 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| RICHARD CASH NONE | Consulting (general); Direct payment from the plan Service code 16 | 203 CORNELL BLVD. BRIDGEWATER, NJ 088072423 | $6K |
| UNITED HEALTHCARE EIN 36-2739571 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 54,923 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 54,923 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 18,029 | $7.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 54,633 | $88.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 54,633 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.