Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker compensation exceeds 5% of premium. This is a small-plan minimum fee or a costly broker setup that a competing bid can beat.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: The Segal Company Inc. Stop-loss | Stop-loss |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 701 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 701 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 758 | $748K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 758 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: The Union Labor Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC. EIN 22-0999690 NONE | Contract Administrator Service code 13 | 3 PENN PLAZA EAST NEWARK, NJ 07105 | $603K |
| GUARDIAN NURSES HEALTHCARE ADVOCATE EIN 57-1187937 NONE | Other services Service code 49 | 1201 BETHLEHEM PIKE FLOURTOWN, PA 19031 | $245K |
| BRIDGEWAY BENEFIT TECHNOLOGIES LLC EIN 36-2376645 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 3700 KOPPERS ST SUITE 400 BALTIMORE, MD 21227 | $138K |
| KENNETH CRANDALL EIN 22-2945933 EMPLOYEE | Employee (plan) Service code 30 | 81 ADAMS AVE HAWORTH, NJ 07641 | $124K |
| MARIA DOLORES LOPEZ EIN 22-2945933 EMPLOYEE | Employee (plan) Service code 30 | 43 6TH ST NORTH ARLINGTON, NJ 07031 | $120K |
| MICHAEL CANNING EIN 22-2945933 EMPLOYEE | Employee (plan) Service code 30 | 1507 ATLANTIC AVE MANASQUAN, NJ 08736 | $99K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Consulting (general) Service code 16 | 333 WEST 34TH ST NEW YORK, NY 10001 | $91K |
| VIRGINIA & AMBINDER, LLP EIN 13-4166736 NONE | Legal Service code 29 | 40 BROAD STREET 7TH FLOOR NEW YORK, NY 10004 | $70K |
| MARIA RIBEIRO EIN 22-2945933 EMPLOYEE | Employee (plan) Service code 30 | 47 WINDSOR ST KEARNY, NJ 07032 | $69K |
| JANET DEPASQUALE EIN 22-2945933 EMPLOYEE | Employee (plan) Service code 30 | 3 CARYN PLACE FAIRFIELD, NJ 07004 | $68K |
| JERYL HERNANDEZ EIN 22-2945933 EMPLOYEE | Employee (plan) Service code 30 | 6 SCOTT DRIVE FAIRFIELD, NJ 07004 | $61K |
| SUSANIN WIDMAN & BRENNAN PC EIN 23-2265950 NONE | Legal Service code 29 | 1001 OLD CASSATT ROAD SUITE 306 BERWYN, PA 19312 | $52K |
| MARIA PERRELLI EIN 22-2945933 EMPLOYEE | Employee (plan) Service code 30 | 90 CEDAR ST EAST HANOVER, NJ 07936 | $52K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management Service code 28 | 1205 WESTLAKES DRIVE SUITE 100 BERWYN, PA 19312 | $47K |
| RICHARD J. CUMMINGS, CPA EIN 22-3346148 NONE | Accounting (including auditing) Service code 10 | 11 STATE ST HACKENSACK, NJ 07601 | $45K |
| SCHULTHEIS & PANATTIERI LLP EIN 13-1577780 NONE | Accounting (including auditing) Service code 10 | 210 MARCUS BOULEVARD HAUPPAUGE, NY 11788 | $36K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 NONE | Investment advisory (plan) Service code 27 | 570 E YORK STREET SAVANNAH, GA 31401 | $15K |
| COMERICA BANK EIN 42-1741646 NONE | Custodial (securities) Service code 19 | MC 3464 411 W LAFAYETTE DETROIT, MI 48226 | $6K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025