See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 17 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NYSUT EIN 14-1584772 EMP ORGANIZATION | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $6.5M |
| FELDMAN, KRAMER & MONACO, PC EIN 11-2543403 | Legal; Direct payment from the plan Service code 29 | — | $2.4M |
| NYSUT BUILDING CORP EIN 14-1700200 EMP ORGANIZATION SUB | Direct payment from the plan; Other services Service code 49 | — | $503K |
| PJ GREEN INC EIN 16-0983758 | Other services; Direct payment from the plan Service code 49 | — | $190K |
| DAVIS VISION EIN 11-3051991 | Claims processing; Direct payment from the plan Service code 12 | — | $187K |
| BENCHEMARK PRINTING INC EIN 14-1667467 | Participant communication; Direct payment from the plan; Copying and duplicating Service code 36 | — | $135K |
| STACEY BRAUN ASSOCIATES, INC EIN 13-2889432 | Direct payment from the plan; Soft dollars commissions; Investment advisory (plan) Service code 27 | — | $131K |
| SOUDER'S LLC EIN 37-1427751 | Other services; Direct payment from the plan Service code 49 | — | $68K |
| THE SEGAL COMPANY (EASTERN STATES) EIN 13-1835864 | Consulting (general); Direct payment from the plan Service code 16 | — | $58K |
| BUCHBINDER TUNICK & CO. LLP EIN 13-1578842 | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $50K |
| BLITMAN & KING LLP EIN 16-1047304 | Direct payment from the plan; Legal Service code 29 | — | $41K |
| MEYER, SUOZZI, ENGLISH & KLEIN, PC EIN 11-2340639 | Legal; Direct payment from the plan Service code 29 | — | $33K |
| WELLINGTON TRUST COMPANY EIN 04-2755549 | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $29K |
| HERBERT L JAMISON & CO, LLC EIN 13-1684892 | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $18K |
| CITY OF NEW YORK CONTRIBUTING EMPLOYER | Direct payment from the plan; Other services Service code 49 | 1 CENTRE STREET, RM 200 NORTH NEW YORK, NY 10007 | $15K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| MILLIMAN, INC EIN 91-0675641 | Consulting (general); Direct payment from the plan Service code 16 | — | $8K |
| TRANSFIRST EIN 32-0029227 | Other fees; Other services; Direct payment from the plan Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 91,028 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25,565 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 116,593 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF NEW YORK | 18,627 | $13.4M |
| Vision | HM LIFE INSURANCE COMPANY | 2,560 | $389K |
| Life insurance(4 contracts, 3 carriers) | THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK | 96,320 | $38.4M |
| Short-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 7,823 | $1.6M |
| Long-term disability(2 contracts, 2 carriers) | UNIMERICA LIFE INSURANCE COMPANY OF NEW YORK | 7,823 | $4.6M |
| Other(8 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 60,754 | $13.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96,320 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.