| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE LOOMIS COMPANY5 Filed as: LOOMIS COMPANY | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 19382 | UNIMERICA INSURANCE COMPANY | — | $33K | $33K | 10.44% |
| CIGNA0 | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 19382 | UNIMERICA INSURANCE COMPANY | — | $21K | $21K | 6.51% |
| PLAN HANDLERS INC0 Filed as: PLAN HANDLERS | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 19382 | UNIMERICA INSURANCE COMPANY | — | $7K | $7K | 2.14% |
| AMERICAN HEALTH HOLDINGS0 | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 19382 | UNIMERICA INSURANCE COMPANY | — | $4K | $4K | 1.31% |
| HINES & ASSOCIATES0 Filed as: HINES AND ASSOCIATES | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 19382 | UNIMERICA INSURANCE COMPANY | — | $3K | $3K | 0.92% |
| PEACHTREE PLANNING OF GEORGIA0 Filed as: GUARDIAN DENTAL | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 19382 | UNIMERICA INSURANCE COMPANY | — | $1K | $1K | 0.45% |
| ELAP SERVICES LLC0 Filed as: ELAP | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 19382 | UNIMERICA INSURANCE COMPANY | — | $1K | $1K | 0.45% |
| PLAN HANDLERS INC3 | SUITE 160 790 E MARKET STREET WEST CHESTER, PA 193824806 | PRINCIPAL LIFE INSURANCE CO. | $2K | $932 | $3K | 11.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNIMERICA INSURANCE COMPANY | 0 | $317K |
| Dental | UNIMERICA INSURANCE COMPANY | 0 | $317K |
| Life insurance | PRINCIPAL LIFE INSURANCE CO. | 0 | $23K |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 0 | $317K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.