See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 80 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CONNECTICUT GENERAL LIFE INS CO EIN 06-0303370 NONE | Named fiduciary; Non-monetary compensation; Claims processing; Participant communication; Float revenue; Other services; Direct payment from the plan; Contract Administrator Service code 12 | — | $3.2M |
| PRUDENTIAL INSURANCE CO OF AMERICA EIN 22-1211670 EMPLOYER | Contract Administrator; Other investment fees and expenses; Investment management; Direct payment from the plan; Investment management fees paid directly by plan; Investment advisory (plan) Service code 13 | — | $973K |
| PRUDENTIAL TRUST COMPANY EIN 52-1679020 TRUSTEE/ AFFILIATE | Other investment fees and expenses; Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $410K |
| UNITEDHEALTHCARE INSURANCE COMPANY EIN 36-2739571 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $408K |
| OPTUMRX EIN 33-0441200 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $268K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19,071 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 19,071 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(52 contracts, 38 carriers) | AETNA HEALTH INC. OF PENNSYLVANIA | 5,136 | $6.3M |
| Dental(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMAPNY | 277 | $93K |
| Life insurance(3 contracts) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,198 | $11.8M |
| Prescription drug(52 contracts, 38 carriers) | AETNA HEALTH INC. OF PENNSYLVANIA | 5,136 | $6.3M |
| Other(4 contracts, 3 carriers) | HEALTHPARTNERS, INC | 277 | $470K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.