| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, INC. | THE FERRY TERMINAL BUILDING 2 AQUARIUM DRIVE, SUITE 200 CAMDEN, NJ 08103 | DELTA DENTAL OF NEW JERSEY, INC. | $35K | — | $35K | 5.00% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES | 5000 DEARBORN CIR STE 100 MT. LAUREL, NJ 08054 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | — | $16K | 10.00% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES | 5000 DEARBORN CIR STE 100 MT. LAUREL, NJ 08054 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | — | $15K | 10.00% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13K | — | $13K | 31.18% |
| SVETLANA ZEITLIN3 | 1020 N DELAWARE AVE 4TH FL PHILADELPHIA, PA 19125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 14.53% |
| RUSSELL L. DAYVAULT3 Filed as: RUSSELL L DAYVAULT | 1020 NORTH DELAWARE AVE 4TH FLOOR PHILADELPHIA, PA 19125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 11.44% |
| ANDREW J JUNIKIEWICZ JR3 Filed as: ANDREW J JUNIKIEWICZ | 22 BROOK HOLLOW DR SINKING SPRING, PA 19608 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.11% |
| MICHAEL J PERRI3 Filed as: MICHAEL J. PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $138 | $1K | 4.31% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG & BUCKELEW | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 4.31% |
| LISA A PERRI3 Filed as: LISA A. PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $446 | $53 | $499 | 1.49% |
| TAYLOR LEIGH PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $464 | $30 | $494 | 1.47% |
| MORGAN PERRI3 | 40 LEXINGTON CIRCLE MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $392 | — | $392 | 1.17% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES | 5000 DEARBORN CIR STE 100 MT. LAUREL, NJ 08054 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,067 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,073 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 108 | $75K |
| Dental | DELTA DENTAL OF NEW JERSEY, INC. | 1,924 | $691K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,067 | $154K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 108 | $41K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,067 | $157K |
| Other(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,067 | $245K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,067 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.