| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER-TIFFANY BENEFITS CO. | 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | DELTA DENTAL OF NJ, INC. | $18K | — | $18K | 2.49% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER-TIFFANY BENEFITS CO. | 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 10.00% |
| NORTH AMERICAN BENEFITS COMPANY3 Filed as: NORTH AMERICAN BENEFITS CO | 20 VALLEY STREAM PKWY STE 310 MALVERN, PA 19355 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $506 | $506 | 0.24% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER-TIFFANY BENE CO. | 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | HARTFORD LIFE AND ACCIDENT | $11K | $6K | $17K | 15.02% |
| ANGELA T HAMILTON3 Filed as: ANGELA HAMILTON | 2116 MAGNOLIA COURT CINNAMINSON, NJ 08077 | AFLAC | $7K | $542 | $7K | 6.79% |
| RANDOLPH HAMILTON3 | 2116 MAGNOLIA CT CINNAMINSON, NJ 08077 | AFLAC | $5K | $301 | $6K | 5.08% |
| JOSE A SCHIENEMAN3 Filed as: JOSE SCHIENEMAN | 1881 S CARRIAGE LN CHANDLER, AZ 85286 | AFLAC | $2K | $169 | $2K | 1.61% |
| DARLENE S DILLON3 Filed as: DARLENE DILLON | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $1K | $156 | $1K | 1.31% |
| CAROLYN E MORRISON3 Filed as: CAROLYN MORRISON | 55 EAST END AVENUE CARNEYS POINT, NJ 08069 | AFLAC | $950 | — | $950 | 0.87% |
| GEORGE J CERCEO3 Filed as: GEORGE CERCEO | 4108 MILLTOWN TRL DOWNINGTOWN, PA 19335 | AFLAC | $775 | $12 | $787 | 0.72% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $605 | — | $605 | 0.55% |
| PAULA EDMOND3 | 5 TREATY ELM LN SHAMONG, NJ 08088 | AFLAC | $328 | $64 | $392 | 0.36% |
| THOMAS J POPPERT3 Filed as: THOMAS POPPERT | 1001 RAY COSTIN WAY UNIT 1601 MURRELLS INLET, SC 29576 | AFLAC | $384 | — | $384 | 0.35% |
| MATTHEW G BERGER3 Filed as: MATTHEW BERGER | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $228 | — | $228 | 0.21% |
| VICTOR M VELEZ3 Filed as: VICTOR VELEZ | 401 CUMBRIAN CT WEST CHESTER, PA 19382 | AFLAC | $177 | — | $177 | 0.16% |
| DEBORAH POPPERT3 | 1001 RAY COSTIN WAY UNIT 1601 MURRELLS INLET, SC 29576 | AFLAC | $106 | — | $106 | 0.10% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | ONE NESHAMINY INTERPLEX SUITE 201 TREVOSE, PA 19053 | AFLAC | $104 | — | $104 | 0.10% |
| BRIAN WHITE3 Filed as: BRIAN LEYPOLDT | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $62 | $13 | $75 | 0.07% |
| MICHAEL C WALKER3 Filed as: MICHAEL SHIOMOS | 44 MONROE DR CLEMENTON, NJ 08021 | AFLAC | $55 | $13 | $68 | 0.06% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $54 | — | $54 | 0.05% |
| ANNA REIS3 | 612 ELLISON DR NORTH WALES, PA 19454 | AFLAC | $50 | — | $50 | 0.05% |
| RACHEL THORPE3 | 200 ROWLAND PARK BLVD WILMINGTON, DE 19803 | AFLAC | $41 | — | $41 | 0.04% |
| RYAN GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $35 | — | $35 | 0.03% |
| MARYANN M MEYERS3 Filed as: MARYANN MEYERS | 6704 PLEASURE AVE STE B SEA ISLE CITY, NJ 08243 | AFLAC | $24 | — | $24 | 0.02% |
| DARREN RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $23 | — | $23 | 0.02% |
| RITA M HERINGTON3 Filed as: RITA HERINGTON | PO BOX 48 WALLINGFORD, PA 19086 | AFLAC | $13 | — | $13 | 0.01% |
| STEVEN STEIN3 | 7280 DEMEDICI CIR DELRAY BEACH, FL 33446 | AFLAC | $13 | — | $13 | 0.01% |
| ANDREW J JUNIKIEWICZ JR3 Filed as: ANDREW JUNIKIEWICZ JR | 22 BROOK HOLLOW DR SINKING SPRING, PA 19608 | AFLAC | $9 | — | $9 | 0.01% |
| KAY S WASHINGTON3 Filed as: KAY WASHINGTON | 651 EAST TOWNSHIP LINE ROAD PO BOX 762 BLUE BELL, PA 19422 | AFLAC | $7 | — | $7 | 0.01% |
| MARTIN E BYSTROM3 Filed as: MARTIN BYSTROM | 333 OVERLOOK LN GULPH MILLS, PA 19428 | AFLAC | $7 | — | $7 | 0.01% |
| KATHLEEN M KONEGAN3 Filed as: KATHLEEN KONEGAN | 3050 HIGHWOODS DR ASTON, PA 19014 | AFLAC | $7 | — | $7 | 0.01% |
| BARRY M SCOFF3 Filed as: BARRY SCOFF | 82 SAND HILLS RD KENDALL PARK, NJ 08824 | AFLAC | $7 | — | $7 | 0.01% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $4 | — | $4 | 0.00% |
| JOSHUA PAUL GROUP INC3 | 17 OAK LN RANDOLPH, NJ 07869 | AFLAC | $3 | — | $3 | 0.00% |
| DAVID ROTH3 Filed as: DAVID ZICK | 30800 TELEGRAPH RD STE 3800 BINGHAM FARMS, MI 48025 | AFLAC | $3 | — | $3 | 0.00% |
| TONY J DELBEN3 Filed as: TONY DELBEN | 143 SANDREED DR MOORESVILLE, NC 28117 | AFLAC | $3 | — | $3 | 0.00% |
| STEPHEN J SALAMON3 Filed as: STEPHEN SALAMON | P O BOX 4252 TIMONIUM, MD 21094 | AFLAC | $2 | — | $2 | 0.00% |
| ALAN BERGMANN3 | 2144 MADERO DR THE VILLAGES, FL 32159 | AFLAC | $2 | — | $2 | 0.00% |
| TERRY A DIGENNARO3 Filed as: TERRY DIGENNARO | 5907 SARGENT RD HYATTSVILLE, MD 20782 | AFLAC | $2 | — | $2 | 0.00% |
| JULIA M SALAMON3 Filed as: JULIA SALAMON | P O BOX 4252 TIMONIUM, MD 21094 | AFLAC | $1 | — | $1 | 0.00% |
| CAESAR D WILLIAMS JR3 Filed as: CAESAR WILLIAMS JR | 325 CHESTNUT ST 8TH FLOOR PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL J PERRI3 Filed as: MICHAEL J. PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $3K | $6K | 13.60% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG & BUCKELEW | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 9.15% |
| LISA A PERRI3 Filed as: LISA A. PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 6.19% |
| MORGAN PERRI3 | 40 LEXINGTON CIRCLE MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $322 | $2K | 3.99% |
| TAYLOR LEIGH PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $145 | $2K | 3.34% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER-TIFFANY BENE CO. | 400 BERWYN PARK SUITE 200 BERWYN, PA 19312 | HARTFORD LIFE AND ACCIDENT | $123 | — | $123 | 9.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,967 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,976 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AFLAC | 176 | $155K |
| Dental | DELTA DENTAL OF NJ, INC. | 1,096 | $704K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,967 | $112K |
| Short-term disability | AFLAC | 176 | $109K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,965 | $211K |
| Other(5 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 1,967 | $295K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,967 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.