| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOWARD LAMPLUGH3 | 230 E. BISHOP HOLLOW ROAD MEDIA, PA 19063 | UNITED AMERICAN INSURANCE COMPANY | $116K | — | $116K | 11.01% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | AETNA LIFE INSURANCE CO. | — | $10K | $10K | 1.99% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $32K | $7K | $39K | 14.70% |
| HOWARD LAMPLUGH3 | 230 E. BISHOP HOLLOW RD. MEDIA, PA 19063 | HORIZON HEALTHCARE SERVICES, INC. | $17K | — | $17K | 7.24% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $19K | $5K | $24K | 13.64% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $4K | $5K | $9K | 5.77% |
| CONNER STRONG & BUCKELEW3 | TRIAD 1828 CENTRE, 2 COOPER STREET P.O BOX 99106 CAMDEN, NJ 08101 | AETNA LIFE INSURANCE CO. | $18K | — | $18K | 17.49% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $6K | $2K | $8K | 9.98% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | VISION SERVICE PLAN | $5K | — | $5K | 7.37% |
| NFP INSURANCE SERVICES INC3 Filed as: MANAGEMENT COMPENSATION GROUP | SE 40 WALL STREET SUITE 1304 NEW YORK, NY 10005 | TRUSTMARK INSURANCE COMPANY | $35K | — | $35K | 57.08% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY, LLC | 340 MADISON AVENUE, FI-21 ROOM 3202 NEW YORK, NY 10173 | TRUSTMARK INSURANCE COMPANY | $23K | — | $23K | 38.05% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $3K | $686 | $4K | 14.85% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | METLIFE LEGAL PLANS | $2K | $2 | $2K | 14.32% |
| BALA FINANCIAL GROUP INC.3 | 208 OLD LANCASTER RD. DEVON, PA 193331442 | PRINCIPAL LIFE INSURANCE COMPANY | $136 | — | $136 | 1.14% |
| SEAN P. MCGOVERN3 Filed as: SEAN PATRICK MCGOVERN | 1040 KINGS HIGHWAY N, SUITE 601 CHERRY HILL, NJ 080341922 | PRINCIPAL LIFE INSURANCE COMPANY | $112 | — | $112 | 0.94% |
| THE BROKERS SOURCE LTD3 | ONE FORESTWOOD DRIVE SUITE 111 PITTSBURGH, PA 152371216 | PRINCIPAL LIFE INSURANCE COMPANY | $81 | — | $81 | 0.68% |
| HOWARD LAMPLUGH3 Filed as: HOWARD LAMPLUGH III | 230 E BISHOP HOLLOW RD MEDIA, PA 190631806 | PRINCIPAL LIFE INSURANCE COMPANY | $9 | — | $9 | 0.08% |
| BALA FINANCIAL GROUP INC.3 Filed as: BALA FINANCIAL GROUP | 208 OLD LANCASTER RD DEVON, PA 193331442 | PRINCIPAL LIFE INSURANCE COMPANY | $477 | — | $477 | 17.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,096 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 622 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,718 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED AMERICAN INSURANCE COMPANY | 454 | $1.2M |
| Dental | AETNA LIFE INSURANCE CO. | 1,675 | $501K |
| Vision | VISION SERVICE PLAN | 660 | $70K |
| Life insurance(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | 908 | $489K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | 116 | $79K |
| Long-term disability(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | 701 | $189K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 311 | $241K |
| Other(8 contracts, 6 carriers) | UNITED AMERICAN INSURANCE COMPANY | 1,200 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,675 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.