| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOWARD LAMPLUGH3 | 230 E. BISHOP HOLLOW ROAD MEDIA, PA 19063 | UNITED AMERICAN INSURANCE COMPANY | $67K | — | $67K | 6.75% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | AETNA LIFE INSURANCE CO. | $20K | $20K | $40K | 7.46% |
| HOWARD LAMPLUGH3 | 230 E. BISHOP HOLLOW RD. MEDIA, PA 19063 | UNITED HEALTHCARE INSURANCE COMPANY | $13K | — | $13K | 3.51% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $37K | $6K | $43K | 14.11% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $22K | $4K | $26K | 12.96% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $4K | $4K | $9K | 4.49% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $6K | $2K | $8K | 8.86% |
| CONNER STRONG & BUCKELEW3 | TRIAD 1828 CENTRE, 2 COOPER STREET P.O BOX 99106 CAMDEN, NJ 08101 | AETNA LIFE INSURANCE CO. | $11K | — | $11K | 13.80% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | VISION SERVICE PLAN | $5K | — | $5K | 7.63% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | $3K | $141 | $3K | 12.51% |
| BALA FINANCIAL GROUP INC.3 | 208 OLD LANCASTER RD. DEVON, PA 193331442 | PRINCIPAL LIFE INSURANCE COMPANY | $206 | — | $206 | 1.23% |
| SEAN P. MCGOVERN3 Filed as: SEAN PATRICK MCGOVERN | 1040 KINGS HIGHWAY N, SUITE 601 CHERRY HILL, NJ 080341922 | PRINCIPAL LIFE INSURANCE COMPANY | $187 | — | $187 | 1.12% |
| THE BROKERS SOURCE LTD3 | ONE FORESTWOOD DRIVE SUITE 111 PITTSBURGH, PA 152371216 | PRINCIPAL LIFE INSURANCE COMPANY | $140 | — | $140 | 0.84% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | METLIFE LEGAL PLANS | $1K | $18 | $1K | 7.98% |
| BALA FINANCIAL GROUP INC.3 Filed as: BALA FINANCIAL GROUP | 208 OLD LANCASTER RD DEVON, PA 193331442 | PRINCIPAL LIFE INSURANCE COMPANY | $741 | — | $741 | 8.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 616 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,721 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED AMERICAN INSURANCE COMPANY | 367 | $1.1M |
| Dental | AETNA LIFE INSURANCE CO. | 1,735 | $537K |
| Vision | VISION SERVICE PLAN | 666 | $67K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | 893 | $502K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | 120 | $90K |
| Long-term disability(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | 720 | $225K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 221 | $384K |
| Other(6 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA (NYL) | 1,200 | $425K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.