| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $12K | — | $12K | 2.26% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $6K | — | $6K | 2.26% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE P.O. BOX 527 FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY (FARMINGTON) | $25K | $3K | $28K | 14.20% |
| JOMAR AGENCY LLC3 Filed as: JOMAR AGENCY, LLC | 300 EXECUTIVE DR., STE 360 WEST ORANGE, NJ 07052 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY (FARMINGTON) | $13 | — | $13 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DRIVE P.O. BOX 527 FARMINGTON, CT 06034 | TRANSAMERICA LIFE INSURANCE COMPANY | $29K | — | $29K | 15.21% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE CO. | $20K | — | $20K | 12.22% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 30 WATERSIDE DR FARMINGTON, CT 06032 | AETNA LIFE INSURANCE CO. | $9K | — | $9K | 5.51% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | AETNA LIFE INSURANCE CO. | $2K | — | $2K | 0.99% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 199 WATER ST 12TH FL NEW YORK, NY 10038 | RELIASTAR LIFE INSURANCE COMPANY (FARMINGTON) | $2K | — | $2K | 2.75% |
| HARTSTEIN ASSOCIATES3 | C/O HARTSTEIN ASSOCIATES INC. 31 MOUNTAIN BLVD, BLDG P WARREN, NJ 070595647 | RELIASTAR LIFE INSURANCE COMPANY (FARMINGTON) | $158 | — | $158 | 0.22% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 2.24% |
| NATIONAL BENEFITS PARTNER LLC3 Filed as: NATIONAL BENEFITS PARTNER | 181 E 5600 SOUTH SUITE 240 SALT LAKE CITY, UT 84107 | ASSURITY LIFE INSURANCE COMPANY | $883 | — | $883 | 2.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 30 WATERSIDE DRIVE PO BOX 257 FARMINGTON, CT 06034 | ASSURITY LIFE INSURANCE COMPANY | $588 | — | $588 | 1.74% |
| MANAGED BENEFITS STRATEGIES3 | 301 HYDE PARK DOYLESTOWN, PA 18902 | ASSURITY LIFE INSURANCE COMPANY | $236 | — | $236 | 0.70% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DRIVE, PO BOX 527 FARMINGTON, CT 06034 | AFLAC | $1K | — | $1K | 7.39% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1 N WHITEHORSE PIKE HAMMONTON, NJ 08037 | AFLAC | $170 | — | $170 | 0.91% |
| MICHAEL USIAK3 | 85 RIVER EDGE FARMS RD MADISON, CT 06443 | AFLAC | $89 | — | $89 | 0.48% |
| MICHAEL T REYES3 Filed as: MICHAEL T. REYES | 185 PLAINS RD STE 200E MILFORD, CT 06461 | AFLAC | $42 | — | $42 | 0.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DR FARMINGTON, CT 06032 | AFLAC | $37 | — | $37 | 0.20% |
| JOHN K SCHULE3 Filed as: JOHN K. SCHULE | 102 BLACKWOOD LN STAMFORD, CT 06903 | AFLAC | $37 | — | $37 | 0.20% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 5552 W. NORTHWOOD DR. GLENDALE, AZ 85310 | AFLAC | $32 | — | $32 | 0.17% |
| MATTHEW G BERGER3 Filed as: MATTHEW G. BERGER | 22 SUNNYRIDGE RD WAYNE, NJ 07470 | AFLAC | $29 | — | $29 | 0.16% |
| ROBERT O'LEARY3 | 41 ABERDEEN CIR FLEMINGTON, NJ 08822 | AFLAC | $27 | — | $27 | 0.14% |
| ROBERT BRENTARI3 | 2 PRINCESS RD LAWRENCEVILLE, NJ 08648 | AFLAC | $24 | — | $24 | 0.13% |
| CHRISTOPHER S AUSTERMANN3 Filed as: CHRISTOPHER AUSTERMANN | 41 NEW LONDON TURNPIKE #B GLASTONBURY, CT 06033 | AFLAC | $18 | — | $18 | 0.10% |
| WALTER C. DANDRIDGE3 | 65 STRATTON DRIVE TRENTON, NJ 08690 | AFLAC | $18 | — | $18 | 0.10% |
| LORENZO V CUTAIA3 Filed as: LORENZO V. CUTAIA | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $6 | — | $6 | 0.03% |
| LOUIS R FAIOLA3 Filed as: LOUIS R. FAIOLA | 12 HAAWK CT DELMAR, NY 12054 | AFLAC | $3 | — | $3 | 0.02% |
| TRECIA J BRADY3 Filed as: TRECIA J. BRADY | 71 NUTMEG CT MIDDLETOWN, CT 06457 | AFLAC | $3 | — | $3 | 0.02% |
| NANCY M ANDERSON3 Filed as: NANCY M. ANDERSON | 11 CEDAR COURT SOMERS POINT, NJ 08244 | AFLAC | $1 | — | $1 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DRIVE, P.O. BOX 527 FARMINGTON, CT 06034 | AFLAC | $391 | — | $391 | 11.40% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORP. | KENNETH C. MEIER CORP. MINEOLA, NY 12054 | AFLAC | $131 | — | $131 | 3.82% |
| HAROLD PAEZ3 | 8 BEACHWOOD GRV BROOKFIELD, CT 06804 | AFLAC | $88 | — | $88 | 2.57% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $72 | — | $72 | 2.10% |
| LOUIS FAIOLA3 Filed as: LOUIS R FAILOA | 12 HAAWK CT DELMAR, NY 12054 | AFLAC | $69 | — | $69 | 2.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 545 | $377K |
| Life insurance(6 contracts, 4 carriers) | SECURIAN LIFE INSURANCE COMPANY | 2,629 | $1.1M |
| Short-term disability(3 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY (FARMINGTON) | 416 | $222K |
| Other(10 contracts, 8 carriers) | SECURIAN LIFE INSURANCE COMPANY | 1,657 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,629 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.