| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | AETNA LIFE INSURANCE CO. | — | $3K | $3K | 0.59% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | DAVIS VISION (HM LIFE INSURANCE COMPANY) | $10K | — | $10K | 5.00% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DRIVE P.O. BOX 527 FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $25K | $5K | $30K | 17.02% |
| THE FARMINGTON COMPANY3 | P.O. BOX 527 FARMINGTON, CT 06034 | AFLAC | $13K | — | $13K | 10.26% |
| MICHAEL USIAK3 | 85 RIVER EDGE FARMS ROAD MADISON, CT 06443 | AFLAC | $846 | $118 | $964 | 0.78% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 34 WATCH HILL DRIVE MIDDLETOWN, CT 06457 | AFLAC | $462 | $118 | $580 | 0.47% |
| ROBERT BURKE3 | P.O. BOX 527 FARMINGTON, CT 06034 | AFLAC | $524 | — | $524 | 0.42% |
| MATTHEW G BERGER3 Filed as: MATTHEW G. BERGER | 22 SUNNYRIDGE ROAD 4TH FLR PHILADELPHIA, PA 19125 | AFLAC | $279 | — | $279 | 0.23% |
| JOHN K SCHULE3 Filed as: JOHN SCHULE | 102 BLACKWOOD LANE STAMFORD, CT 06903 | AFLAC | $191 | $13 | $204 | 0.17% |
| MICHAEL REYES3 | 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | $185 | — | $185 | 0.15% |
| TFC INSURANCE AGENCY INC3 Filed as: TFC INSURANCE AGENCY INC. | 30 WATERSIDE DRIVE FARMINGTON, CT 06032 | AFLAC | $140 | — | $140 | 0.11% |
| ROBERT O'LEARY3 | 41 ABERDEEN CIRCLE FLEMINGTON, NJ 08822 | AFLAC | $29 | — | $29 | 0.02% |
| CHRISTOPHER S AUSTERMANN3 Filed as: CHRISTOPHER AUSTERMANN | 100 MILL PLAIN ROAD SUITE 322 DANBURY, CT 06811 | AFLAC | $29 | — | $29 | 0.02% |
| ROBERT C. BRENTARI3 | 2 PRINCESS ROAD LAWRENCEVILLE, NJ 08648 | AFLAC | $26 | — | $26 | 0.02% |
| WALTER C. DANDRIDGE3 | 65 STRATTON DRIVE TRENTON, NJ 08690 | AFLAC | $19 | — | $19 | 0.02% |
| LORENZO V CUTAIA3 Filed as: LORENZO V. CUTAIA | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $6 | — | $6 | 0.00% |
| LOUIS R FAIOLA3 Filed as: LOUIS R. FAIOLA | 12 HAAWK CT. DELMAR, NY 12054 | AFLAC | $4 | — | $4 | 0.00% |
| TRECIA J BRADY3 Filed as: TRECIA J. BRADY | 71 NUTMEG CT. MIDDLETOWN, CT 06457 | AFLAC | $3 | — | $3 | 0.00% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DRIVE P.O. BOX 527 FARMINGTON, CT 060340527 | RELIASTAR LIFE INSURANCE COMPANY | $4K | — | $4K | 3.62% |
| HARTSTEIN ASSOCIATES3 | C/O HARTSTEIN ASSOCIATES, INC. 31 MOUNTAIN BLVD., BUILDING P WARREN, NJ 070595647 | RELIASTAR LIFE INSURANCE COMPANY | $291 | — | $291 | 0.24% |
| THE FARMINGTON COMPANY3 | P.O. BOX 527 FARMINGTON, CT 060340527 | TRANSAMERICA LIFE INSURANCE COMPANY | $33K | — | $33K | 41.89% |
| NATIONAL BENEFITS PARTNER LLC3 Filed as: NATIONAL BENEFITS PARTNER | 181 E. 5600 S. SUITE 240 SALT LAKE CITY, UT 84107 | ASSURITY LIFE INSURANCE | $2K | — | $2K | 2.67% |
| THE FARMINGTON COMPANY3 | P.O. BOX 527 FARMINGTON, CT 06034 | ASSURITY LIFE INSURANCE | $1K | — | $1K | 1.63% |
| MANAGED BENEFITS STRATEGIES3 | 301 HYDE PARK DOYLESTOWN, PA 18902 | ASSURITY LIFE INSURANCE | $482 | — | $482 | 0.71% |
| AGIS NETWORK INC3 Filed as: AGIS NETWORK INC. | 2122 KRATKY ROAD SAINT LOUIS, MO 63114 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | — | $6K | 37.51% |
| CELISSE R LUNDY3 Filed as: CELISSE R. LUNDY | 55 KENSINGTON DRIVE MOUNT HOLLY, NJ 08060 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | — | $5K | 30.00% |
| TARGET INSURANCE SVCS OF PA LLC3 | 1023 MUMMA ROAD SUITE 202 LEMOYNE, PA 17043 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 12.51% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED LTC INS SVCS LLC | 425 W. BROADWAY SUITE 205 GLENDALE, CA 91204 | TRANSAMERICA LIFE INSURANCE COMPANY | $795 | — | $795 | 5.00% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DRIVE P.O.BOX 527 FARMINGTON, CT 06034 | COUNTRYWIDE ENTERPRISES, INC. | $2K | — | $2K | 10.00% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DRIVE P.O. BOX 527 FARMINGTON, CT 06034 | AFLAC | $847 | — | $847 | 11.62% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORP. | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $313 | — | $313 | 4.29% |
| HAROLD PAEZ3 | 8 BEACHWOOD GROVE BROOKFIELD, CT 06804 | AFLAC | $178 | — | $178 | 2.44% |
| MICHAEL S CHILLE3 Filed as: MICHAEL S. CHILLE | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $153 | — | $153 | 2.10% |
| LOUIS FAIOLA3 Filed as: LOUIS R. FAILOA | 12 HAAWK CT DELMAR, NY 12054 | AFLAC | $150 | — | $150 | 2.06% |
| L.T.F. ENTERPRISES, INC.3 | 112 TOWN CENTER DRIVE WARREN, NJ 07059 | AFLAC | $36 | — | $36 | 0.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,460 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 31 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,491 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 1,754 | $429K |
| Vision | DAVIS VISION (HM LIFE INSURANCE COMPANY) | 5,372 | $209K |
| Life insurance(4 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 324 | $284K |
| Short-term disability(3 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 337 | $306K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 1,754 | $429K |
| Other(8 contracts, 6 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 337 | $605K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.