| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $9K | — | $9K | 2.23% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE, 2 COOPER STREET P.O. BOX 99106 CAMDEN, NJ 08101 | DAVIS VISION (HM LIFE INSURANCE COMPANY) | $13K | — | $13K | 5.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $5K | — | $5K | 2.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DRIVE P.O. BOX 527 FARMINGTON, CT 060340527 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $21K | $2K | $23K | 11.56% |
| JOMAR AGENCY LLC3 Filed as: JOMAR AGENCY, LLC | 300 EXECUTIVE DRIVE SUITE 360 WEST ORANGE, NJ 07052 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | P.OO BOX 905494 CHARLOTTE, NC 282905494 | TRANSAMERICA LIFE INSURANCE COMPANY | $30K | — | $30K | 15.85% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE CO. | $46K | — | $46K | 30.77% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 199 WATER ST. 12 FL NEW YORK, NY 10038 | RELIASTAR LIFE INSURANCE COMPANY (FARMINGTON) | $3K | — | $3K | 3.54% |
| HARTSTEIN ASSOCIATES3 | C/O HARTSTEIN ASSOCIATES INC. 31 MOUNTAIN BLVD, BLDG P WARREN, NJ 070595647 | RELIASTAR LIFE INSURANCE COMPANY (FARMINGTON) | $185 | — | $185 | 0.25% |
| NATIONAL BENEFITS PARTNER LLC3 Filed as: NATIONAL BENEFITS PARTNER | 181 E. 5600 SOUTH SUITE 240 SALT LAKE CITY, UT 84107 | ASSURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 2.69% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 30 WATERSIDE DRIVE P.O. BOX 257 FARMINGTON, CT 060340527 | ASSURITY LIFE INSURANCE COMPANY | $721 | — | $721 | 1.62% |
| MANAGED BENEFITS STRATEGIES3 | 301 HYDE PARK DOYLESTOWN, PA 18902 | ASSURITY LIFE INSURANCE COMPANY | $319 | — | $319 | 0.72% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $864 | — | $864 | 2.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DRIVE, PO BOX 527 FARMINGTON, CT 06034 | AFLAC | $2K | — | $2K | 8.25% |
| MICHAEL USIAK3 | 85 RIVER EDGE FARMS RD MADISON, CT 06443 | AFLAC | $108 | — | $108 | 0.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DR. FARMINGTON, CT 06032 | AFLAC | $54 | — | $54 | 0.24% |
| MICHAEL T REYES3 Filed as: MICHAEL T. REYES | 185 PLAINS RD STE 200E MILFORD, CT 06461 | AFLAC | $49 | — | $49 | 0.22% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 5552 W. NORTHWOOD DR. GLENDALE, AZ 85310 | AFLAC | $46 | — | $46 | 0.21% |
| JOHN K SCHULE3 Filed as: JOHN K. SCHULE | 102 BLACKWOOD LN STAMFORD, CT 06903 | AFLAC | $45 | — | $45 | 0.20% |
| MATTHEW G BERGER3 Filed as: MATTHEW G. BERGER | 22 SUNNYRIDGE RD WAYNE, NJ 07470 | AFLAC | $36 | — | $36 | 0.16% |
| ROBERT O'LEARY3 | 41 ABERDEEN CIR FLEMINGTON, NJ 08822 | AFLAC | $29 | — | $29 | 0.13% |
| ROBERT BRENTARI3 | 2 PRINCESS RD LAWRENCEVILLE, NJ 08648 | AFLAC | $26 | — | $26 | 0.12% |
| CHRISTOPHER S AUSTERMANN3 Filed as: CHRISTOPHER AUSTERMANN | 41 NEW LONDON TURNPIKE #B GLASTONBURY, CT 06033 | AFLAC | $21 | — | $21 | 0.09% |
| WALTER C. DANDRIDGE3 | 65 STRATTON DRIVE TRENTON, NJ 08690 | AFLAC | $19 | — | $19 | 0.08% |
| LORENZO V CUTAIA3 Filed as: LORENZO V. CUTAIA | 123 AZALEA LANE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $6 | — | $6 | 0.03% |
| LOUIS R FAIOLA3 Filed as: LOUIS R. FAIOLA | 12 HAAWK CT DELMAR, NY 12054 | AFLAC | $4 | — | $4 | 0.02% |
| TRECIA J BRADY3 Filed as: TRECIA J. BRADY | 71 NUTMEG CT MIDDLETOWN, CT 06457 | AFLAC | $3 | — | $3 | 0.01% |
| NANCY M ANDERSON3 Filed as: NANCY M. ANDERSON | 11 CEDAR COURT SOMERS POINT, NJ 08244 | AFLAC | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DRRIVE, P.O. BOX 527 FARMINGTON, CT 06034 | AFLAC | $494 | — | $494 | 11.15% |
| HAROLD PAEZ3 | 8 BEACHWOOD GRV BROOKFIELD, CT 06804 | AFLAC | $117 | — | $117 | 2.64% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $103 | — | $103 | 2.32% |
| MICHAEL S CHILLE3 | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $93 | — | $93 | 2.10% |
| LOUIS FAIOLA3 Filed as: LOUIS R FAILOA | 12 HAAWK CT DELMAR, NY 12054 | AFLAC | $88 | — | $88 | 1.99% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORP. | 170 OLD COUNTRY RD., STE 410 MINEOLA, NY 11501 | AFLAC | $70 | — | $70 | 1.58% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 30 WATERSIDE DRIVE P.O. BOX 527 FARMINGTON, CT 06034 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4 | — | $4 | 4.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,627 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 486 | $367K |
| Vision | DAVIS VISION (HM LIFE INSURANCE COMPANY) | 4,228 | $252K |
| Life insurance(6 contracts, 4 carriers) | SECURIAN LIFE INSURANCE COMPANY | 2,435 | $989K |
| Short-term disability(3 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 400 | $225K |
| Other(11 contracts, 9 carriers) | SECURIAN LIFE INSURANCE COMPANY | 1,439 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.