| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL J PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $582 | $9K | 5.98% |
| LISA A PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $278 | $2K | 1.49% |
| MELISSA ARMATIS3 Filed as: MELISSA PATRICIA BINDER | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $12 | $1K | 0.72% |
| KYLE BINDER3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $983 | $43 | $1K | 0.67% |
| CORPORATE SYNERGIES GROUP LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $840 | — | $840 | 0.55% |
| LARUEN ASHLEY PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $609 | $202 | $811 | 0.53% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $563 | — | $563 | 0.37% |
| TAYLOR LEIGH PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $488 | $8 | $496 | 0.32% |
| MORGAN PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $353 | $8 | $361 | 0.24% |
| HARMONY BENEFITS LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $310 | — | $310 | 0.20% |
| MERRIDITH STANTON3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $301 | — | $301 | 0.20% |
| STEVIE KIRCHER3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.03% |
| WILLIAM E GOOD3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | — | $34 | 0.02% |
| BARBARA BAROS3 Filed as: BARBARA B CARDELLICHIO | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| JAYNE A STALLINGS3 Filed as: JAYNE JENKINSON HARRIS | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| THORSEN GROUP INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 2.69% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $6K | $6K | 13.49% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 3.07% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $174 | $174 | 2.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 246 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC | 144 | $1.7M |
| Dental(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES, INC | 144 | $1.7M |
| Vision | VISION SERVICE PLAN | 121 | $14K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $47K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $40K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 373 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.