| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $3K | $3K | 1.81% |
| MICHAEL J PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14K | $4K | $18K | 10.73% |
| LISA A PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 2.46% |
| KYLE BINDER3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $69 | $2K | 1.35% |
| JAYNE A STALLINGS3 Filed as: JAYNE JENKINSON HARRIS | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.28% |
| LAUREN ASHLEY PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $503 | $2K | 0.96% |
| TAYLOR LEIGH PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $146 | $1K | 0.81% |
| MEISSA PATRICIA BINDER3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $9 | $1K | 0.78% |
| MORGAN PERRI3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $999 | $119 | $1K | 0.67% |
| CORPORATE SYNERGIES GROUP LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.62% |
| THORSEN GROUP INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.60% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $624 | — | $624 | 0.37% |
| MERRIDITH STANTON3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $352 | — | $352 | 0.21% |
| HARMONY BENEFITS LLC3 Filed as: HARMONY BENEFITS | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $192 | — | $192 | 0.11% |
| JILL R LAMBERT3 Filed as: JILL DICE-MALGIER | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $170 | — | $170 | 0.10% |
| WILLIAM E GOOD3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.03% |
| STEVIE KIRCHER3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.03% |
| BARBARA BAROS3 Filed as: BARBARA B CARDELLICHIO | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| SARAH WEYMOUTH3 Filed as: SARAH E PERCHESKI | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $826 | $826 | 1.95% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $802 | $802 | 1.98% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $121 | $121 | 2.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES, INC. | 166 | $2.0M |
| Dental | HORIZON HEALTHCARE DENTAL, INC. | 97 | $69K |
| Vision | VISION SERVICE PLAN | 126 | $14K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 180 | $210K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 124 | $168K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 180 | $41K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 406 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.