No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENISTAR ADMIN SERVICES EIN 06-1490687 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.9M |
| MARPAI HEALTH INC EIN 38-4108763 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.9M |
| SEI INVESTMENTS COMPANY EIN 23-1707341 | Investment management; Investment management fees paid directly by plan Service code 28 | — | $395K |
| QUANTUM HEALTH INC EIN 20-8423895 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $83K |
| DELAWARE CHARTER GUARANTEE & TRUST EIN 51-0099493 NONE | Direct payment from the plan; Custodial (other than securities); Other investment fees and expenses Service code 18 | — | $46K |
| DELTA DENTAL OF NEW JERSEY EIN 22-1896118 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $36K |
| EXPRESS SCRIPTS INC EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $17K |
| GALLAGHER BENEFITS SERVICES, INC. EIN 36-4291971 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $16K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 241 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 273 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 514 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | TRUSTMARK LIFE INSURANCE COMPANY | 500 | $1.2M |
| Short-term disability | TRUSTMARK LIFE INSURANCE COMPANY | 500 | $1.2M |
| Long-term disability | TRUSTMARK LIFE INSURANCE COMPANY | 500 | $1.2M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 518 | $874K |
| Other | TRUSTMARK LIFE INSURANCE COMPANY | 500 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 518 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.