See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENISTAR ADMIN SERVICES EIN 06-1490687 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.3M |
| HORIZON HEALTHCARE SERVICES, INC EIN 22-0999690 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $192K |
| WELLS FARGO BANK, NA EIN 94-1347393 NONE | Shareholder servicing fees; Custodial (securities); Direct payment from the plan Service code 19 | — | $143K |
| CONTINENTAL BENEFITS, LLC EIN 38-3919227 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $51K |
| DELTA DENTAL OF NEW JERSEY EIN 22-1896118 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $29K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 214 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | TRUSTMARK LIFE INSURANCE COMPANY | 460 | $1.1M |
| Short-term disability | TRUSTMARK LIFE INSURANCE COMPANY | 460 | $1.1M |
| Long-term disability | TRUSTMARK LIFE INSURANCE COMPANY | 460 | $1.1M |
| Stop-loss / reinsurancereinsurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 472 | $438K |
| Other | TRUSTMARK LIFE INSURANCE COMPANY | 460 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 472 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.