No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CNIC HEALTH SOLUTIONS INC. EIN 71-0873411 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $136K |
| BENEFIT ADMINISTRATORS INC EIN 20-0729042 CONSULTING | Other services Service code 49 | — | $93K |
| WYOMING HELATH FAIRS NONE | Other services Service code 49 | 115 SOUTH ELM STREET CASPER, WY 82601 | $28K |
| COVENANT INSURANCE GROUP INC EIN 83-0317505 BROKER | Other services Service code 49 | — | $17K |
| WY CHAMBERS OF COMMERCE ASSOC EIN 20-8856052 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $8K |
| ANTON COLLINS MITCHELL LLP EIN 01-0724563 AUDITOR | Accounting (including auditing) Service code 10 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 232 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 217 | $579K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.