| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC. | AON CONSULTING INC. 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | $54K | $0 | $54K | 0.84% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DR. #1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | $0 | $20K | $20K | 0.31% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PARKWAY EAST BIRMINGHAM, AL 35244 | BCS INSURANCE CO. | $0 | $92K | $92K | 10.00% |
| HOME OFFICE TPA PAYS COMMISSION3 Filed as: HOME OFFICE DIRECT | ONE HARTFORD PLAZA HARTFORD, CT 06155 | HARTFORD LIFE AND ACCIDENT | $0 | $0 | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS - CHICAGO | 4568 PAYSPHERE CIR. CHICAGO, IL 60674 | PROVIDENT LIFE AND ACCIDENT INSURANCE CO. | $82 | $0 | $82 | 0.19% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS-BIRMINGHAM | 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | PROVIDENT LIFE AND ACCIDENT INSURANCE CO. | $31 | $0 | $31 | 0.07% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS-ALLEN & HALL INC. | STE 200 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | PROVIDENT LIFE AND ACCIDENT INSURANCE CO. | $2 | $0 | $2 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 3565 PIEDMONT RD. ATLANTA, GA 30305 | HARTFORD LIFE AND ACCIDENT | $0 | $0 | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | $0 | $0 | $0 | 0.00% |
| SALOME, JOSEPH, MICHAEL3 | STE 1200 3475 PIEDMONT RD. NE ATLANTA, GA 30305 | UNUM LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS - CHICAGO | 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| RAKESTRAW, HARLEY S.3 Filed as: RAKESTRAW, HARLEY S | MERCER HEALTH AND BENEFITS 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY | -$3 | $0 | -$3 | -1.33% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF ALABA EIN 63-0103830 N/A | Claims processing Service code 12 | — | $3.8M |
| MAGELLAN HEALTHCARE EIN 52-2135463 N/A | Claims processing Service code 12 | — | $493K |
| DELTA DENTAL EIN 94-2761537 N/A | Claims processing Service code 12 | — | $239K |
| CVS HEALTH EIN 05-0340626 N/A | Claims processing Service code 12 | — | $124K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,602 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 484 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 56 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 8,142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 277 | $47K |
| Vision | VISION SERVICE PLAN | 8,438 | $1.3M |
| Life insurance(2 contracts) | HARTFORD LIFE AND ACCIDENT | 34,782 | $6.7M |
| Long-term disability(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 34,782 | $6.5M |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE CO. | 7,176 | $917K |
| Other(2 contracts) | HARTFORD LIFE AND ACCIDENT | 2,870 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 34,782 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.