See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 10 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 N/A | Claims processing Service code 12 | — | $2.8M |
| MAGELLAN HEALTHCARE EIN 52-2135463 N/A | Claims processing Service code 12 | — | $348K |
| CVS CAREMARK EIN 05-0340626 N/A | Claims processing Service code 12 | — | $167K |
| DELTA DENTAL INSURANCE COMPANY EIN 94-2761537 N/A | Claims processing Service code 12 | — | $123K |
| UNION SECURITY INSURANCE COMPANY EIN 81-0170040 N/A | Claims processing Service code 12 | — | $116K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,163 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 441 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 49 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 6,653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 7,442 | $1.0M |
| Life insurance | HARTFORD LIFE & ACCIDENT | 18,598 | $6.1M |
| Long-term disability(4 contracts, 4 carriers) | HARTFORD LIFE & ACCIDENT | 18,598 | $6.1M |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 6,023 | $664K |
| Other(2 contracts) | HARTFORD LIFE & ACCIDENT | 18,598 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,598 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.