| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE & ACCIDENT | $50K | $0 | $50K | 0.79% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DR. #1446 CHICAGO, IL 60675 | HARTFORD LIFE & ACCIDENT | $0 | $22K | $22K | 0.35% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PARKWAY EAST BIRMINGHAM, AL 35244 | BCS INSURANCE COMPANY | $0 | $60K | $60K | 10.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS-CHICAGO | 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $185 | $0 | $185 | 0.44% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS-BIRMINGHAM | 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $31 | $0 | $31 | 0.07% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS-ALLEN & HALL INC. | 115 OFFICE PARK DR., STE 200 BIRMINGHAM, AL 35223 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DR. #1446 CHICAGO, IL 60675 | HARTFORD LIFE & ACCIDENT | $0 | $23 | $23 | 0.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 3565 PIEDMONT RD. ATLANTA, GA 30305 | HARTFORD LIFE & ACCIDENT | $0 | $0 | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE & ACCIDENT | $0 | $0 | $0 | 0.00% |
| RAKESTRAW, HARLEY S.3 | 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15 | $0 | $15 | 0.61% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS - CHICAGO | 4565 PAYSPHERE CIR. CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| SALOME, JOSEPH, MICHAEL3 | 3475 PIEDMONT RD. NE STE 1200 ATLANTA, GA 30305 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 N/A | Claims processing Service code 12 | — | $3.4M |
| MAGELLAN HEALTHCARE EIN 52-2135463 N/A | Claims processing Service code 12 | — | $441K |
| CVS HEALTH EIN 05-0340626 N/A | Claims processing Service code 12 | — | $194K |
| DELTA DENTAL INSURANCE CO. EIN 94-2761537 N/A | Claims processing Service code 12 | — | $145K |
| UNION SECURITY INSURANCE COMPANY EIN 81-0170040 N/A | Claims processing Service code 12 | — | $112K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 434 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 60 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 7,658 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ALPHA DENTAL OF ALABAMA | 141 | $19K |
| Vision | VISION SERVICE PLAN | 7,832 | $1.2M |
| Life insurance | HARTFORD LIFE & ACCIDENT | 30,471 | $6.3M |
| Long-term disability(4 contracts, 4 carriers) | HARTFORD LIFE & ACCIDENT | 30,471 | $6.4M |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 6,703 | $603K |
| Other(3 contracts) | HARTFORD LIFE & ACCIDENT | 30,471 | $6.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,471 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.