| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | ANTHEM - ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | $409K | — | $409K | 4.14% |
| MARTIN DARLEY INDEPENDENT BROKERS3 Filed as: MARTIN-DARLEY INDEPENDENT BROKERS | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $116K | — | $116K | 3.80% |
| MARTIN DARLEY INDEPENDENT BROKERS3 Filed as: MARTIN-DARLEY INDEPENDENT BROKERS | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | ANTHEM - HMO COLORADO | — | — | $0 | 0.00% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 5.00% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 5.00% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 15.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,818 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,818 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM - ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | 6,464 | $12.9M |
| Dental | ANTHEM - ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | 6,464 | $9.9M |
| Vision | ANTHEM - ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | 6,464 | $9.9M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,730 | $212K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,730 | $254K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,464 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.