| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | AETNA LIFE INSURANCE COMPANY | $532K | — | $532K | 4.37% |
| DELPHI EMPLOYEE BENEIFTS LLC3 Filed as: THE DELPHI GROUP | 10940 S PARKER RD 513 PARKER, CO 80134 | AETNA LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| MARTIN DARLEY INDEPENDENT BROKERS3 Filed as: MARTIN-DARLEY INDEPENDENT BROKERS | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | AETNA HEALTH INC. | $214K | — | $214K | 4.51% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE 265C GREENWOOD VILLAGE, CO 80111 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | — | $40K | 4.98% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 5.00% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 5.00% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 49.56% |
| MARTIN DARLEY INDEPENDENT BROKERS3 | 5600 S QUEBEC ST STE C265 GREENWOOD VILLAGE, CO 80111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 49.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,919 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,919 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 1,201 | $12.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,648 | $811K |
| Vision | AETNA LIFE INSURANCE COMPANY | 1,201 | $12.2M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,919 | $259K |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,919 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,919 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.