| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 75251 | BCBSTX | $34K | $0 | $34K | 0.52% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 75251 | THE STANDARD | $69K | — | $69K | 18.92% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 Filed as: BENEFIT ADVISORS SERVICES GROUP | 1120 SANCTUARY PKWY STE 375 ALPHARETTA, GA 30009 | THE STANDARD | $7K | — | $7K | 1.86% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 75251 | RELIANCE STANDARD | $29K | — | $29K | 15.00% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DEIVE STE 100 DALLAS, TX 75251 | RELIANCE STANDARD | $13K | — | $13K | 10.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 75251 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $6K | — | $6K | 10.63% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY, & ASSOCIATES, IN.C | 12712 PARK CENTRAL DR., STE 100 DALLAS, TX 75251 | VISION SERVICE PLAN | $2K | — | $2K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WAGE WORKS EIN 94-3351864 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $18K |
| CATAMARAN/OPTUM RX EIN 11-2581812 THIRD PARTY ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,484 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,484 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBSTX | 1,484 | $6.5M |
| Dental | BCBSTX | 1,484 | $6.5M |
| Vision(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 705 | $105K |
| Short-term disability | RELIANCE STANDARD | 535 | $132K |
| Long-term disability | RELIANCE STANDARD | 1,148 | $191K |
| Stop-loss / reinsurancereinsurance | BCS | 1,484 | $368K |
| Other(2 contracts, 2 carriers) | THE STANDARD | 633 | $380K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,484 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.