| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DR, STE 100 DALLAS, TX 75251 | BCBSTX | $56K | $12K | $68K | 0.72% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DR., STE 100 DALLAS, TX 75251 | RELIANCE STANDARD | $60K | — | $60K | 10.82% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DR., STE. 100 DALLAS, TX 75251 | RELIANCE STANDARD | $40K | — | $40K | 16.24% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 12712 PARK CENTRAL DR., STE 100 DALLAS, TX 75251 | RELIANCE STANDARD | $22K | $0 | $22K | 10.83% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 75251 | RELIANCE STANDARD | $16K | $0 | $16K | 16.22% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, INC. | 12712 PARK CENTRAL DR., STE 100 DALLAS, TX 75251 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $5K | — | $5K | 5.57% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY, & ASSOCIATES, INC. | 12712 PARK CENTRAL DR., STE 100 DALLAS, TX 75251 | VISION SERVICE PLAN | $4K | — | $4K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CATAMARAN/OPTUMRX EIN 11-2581812 THIRD PARTY ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | — | $58K |
| WAGE WORKS EIN 94-3351864 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBSTX | 2,580 | $9.4M |
| Dental | BCBSTX | 2,580 | $9.4M |
| Vision(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 1,274 | $152K |
| Life insurance | RELIANCE STANDARD | 1,859 | $556K |
| Short-term disability | RELIANCE STANDARD | 805 | $199K |
| Long-term disability | RELIANCE STANDARD | 1,771 | $244K |
| Stop-loss / reinsurancereinsurance | AIG BENEFIT SOLUTIONS | 2,580 | $627K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD | 1,859 | $687K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,580 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.