| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAYNE INSURANCE SERVICES LLC3 Filed as: LAYNE INS SERVICES, LLC | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | AETNA HEALTH PLAN | $51K | $464 | $52K | 5.14% |
| LAYNE INSURANCE SERVICES LLC3 Filed as: LAYNE INS SERVICES, LLC | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $0 | $13K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | AFLAC | $3K | $578 | $4K | 7.85% |
| CHAD G LAYNE3 | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | AFLAC | $1K | — | $1K | 2.85% |
| MOLOKAI MYLES HAND3 | 1409 S LAMAR ST APT 716 DALLAS, TX 75215 | AFLAC | $929 | $105 | $1K | 2.05% |
| REQUESTED3 | 1150 GUSTINE ST CHULA VISTA, CA 91913 | AFLAC | $568 | $116 | $684 | 1.35% |
| DAVID J MCCLELLAN3 Filed as: DAVID HERRERA | 3728 SHADOW TREE ST. N LAS VEGAS, NV 89032 | AFLAC | $444 | $10 | $454 | 0.90% |
| DWAYNE R MARTINEZ3 | 3095 E PATRICK LN STE 1 LAS VEGAS, NV 89120 | AFLAC | $297 | — | $297 | 0.59% |
| REQUESTED3 | 6127 S RAINBOW BLVD STE 11D LAS VEGAS, NV 89118 | AFLAC | $246 | — | $246 | 0.49% |
| SIMON B REYES3 | 4625 S POLARIS AVE, STE 212 LAS VEGAS, NV 89103 | AFLAC | $175 | — | $175 | 0.35% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $155 | — | $155 | 0.31% |
| BRANDON M JONES3 | 6863 TREBLE CLEF AVE LAS VEGAS, NV 89139 | AFLAC | $93 | — | $93 | 0.18% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE PETRONELLA | 3095 E PATRICK LN STE 1 LAS VEGAS, NV 89120 | AFLAC | $81 | — | $81 | 0.16% |
| JOHN J MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $20 | — | $20 | 0.04% |
| TAMMY SWAIN3 | 10736 KNICKERBOCKER AVE LAS VEGAS, NV 89166 | AFLAC | $18 | — | $18 | 0.04% |
| TRACI HUTCHINSON3 | 2155 PAGANINI AVE HENDERSON, NV 89052 | AFLAC | $17 | — | $17 | 0.03% |
| JENNIFER E MACIAS3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $14 | — | $14 | 0.03% |
| COLLEEN LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $12 | — | $12 | 0.02% |
| LES HEINSEN INS SERVICES INC3 | 4416 VIA PALAGIO FAIR OAK, CA 95628 | AFLAC | $7 | — | $7 | 0.01% |
| REQUESTED3 | 321 N CLARK ST CHICAGO, IL 60654 | AFLAC | $5 | — | $5 | 0.01% |
| TRAVIS MOORE3 | 13445 STONEY BROOK DR RENO, NV 89511 | AFLAC | $4 | — | $4 | 0.01% |
| REQUESTED3 | 1119 TULE DR RENO, NV 89521 | AFLAC | $4 | — | $4 | 0.01% |
| REQUESTED3 | 14031 JOHN HUMPHREY DR ORLAND PARK, IL 60462 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL JAMES RHODD | 4160 GREEN VALLEY RD FAIRFIELD, CA 94534 | AFLAC | $2 | — | $2 | 0.00% |
| REQUESTED3 | 305 10TH ST STE 17 SACRAMENTO, CA 95814 | AFLAC | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH PLAN | 162 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 289 | $132K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 289 | $132K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 289 | $132K |
| Short-term disability | AFLAC | 66 | $51K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 289 | $182K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.