| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAYNE INSURANCE SERVICES LLC3 Filed as: LAYNE INS SERVICES, LLC | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | AETNA HEALTH PLAN | $0 | $5K | $5K | 0.55% |
| LAYNE INSURANCE SERVICES LLC3 Filed as: LAYNE INS SERVICES, LLC | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $0 | $11K | 9.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL S SARAZIN | 11017 SUMMER QUAIL AVE LAS VEGAS, NV 89144 | AFLAC | $8K | $664 | $9K | 13.81% |
| CHAD G LAYNE3 | 8275 S EASTERN AVE STE 200 LAS VEGAS, NV 89123 | AFLAC | $3K | — | $3K | 5.42% |
| MOLOKAI MYLES HAND3 | 1409 S LAMAR ST APT 716 DALLAS, TX 75215 | AFLAC | $3K | $132 | $3K | 4.17% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $2K | $132 | $2K | 2.90% |
| DWAYNE R MARTINEZ3 | 3095 E PATRICK LN STE 1 LAS VEGAS, NV 89120 | AFLAC | $333 | — | $333 | 0.53% |
| SIMON B REYES3 | 4625 S POLARIS AVE, STE 212 LAS VEGAS, NV 89103 | AFLAC | $213 | — | $213 | 0.34% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $204 | — | $204 | 0.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GEORGE PETRONELLA | 3095 E PATRICK LN STE 1 LAS VEGAS, NV 89120 | AFLAC | $94 | — | $94 | 0.15% |
| BRANDON M JONES3 | 6863 TREBLE CLEF AVE LAS VEGAS, NV 89139 | AFLAC | $93 | — | $93 | 0.15% |
| DAVID J MCCLELLAN3 Filed as: DAVID HERRERA | 3728 SHADOW TREE ST. N LAS VEGAS, NV 89032 | AFLAC | $75 | — | $75 | 0.12% |
| BARBARA GARLAND3 | 1510 YELLOWSTONE CT ROCKLIN, CA 95765 | AFLAC | $25 | — | $25 | 0.04% |
| TAMMY SWAIN3 | 10736 KNICKERBOCKER AVE LAS VEGAS, NV 89166 | AFLAC | $20 | — | $20 | 0.03% |
| TRACI HUTCHINSON3 | 2155 PAGANINI AVE HENDERSON, NV 89052 | AFLAC | $20 | — | $20 | 0.03% |
| DIANA CABRAL RENTCHLER3 Filed as: DIANA RENTCHLER | PO BOX 54 SACRAMENTO, CA 95691 | AFLAC | $19 | — | $19 | 0.03% |
| JOHN J MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $18 | — | $18 | 0.03% |
| COLLEEN LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $14 | — | $14 | 0.02% |
| JENNIFER E MACIAS3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $11 | — | $11 | 0.02% |
| NOCITO BENEFIT INS SERVICES INC3 | 6728 FAIR OAKS BLVD STE 304 CARMICHAEL, CA 95608 | AFLAC | $11 | — | $11 | 0.02% |
| LES HEINSEN INS SERVICES INC3 | 4416 VIA PALAGIO FAIR OAK, CA 95628 | AFLAC | $10 | — | $10 | 0.02% |
| DAVID B. KITCHEN3 Filed as: DAVID KITCHEN | 1260 N DULTON AVE STE 180 SANTA ROSA, CA 95401 | AFLAC | $9 | — | $9 | 0.01% |
| EL TORRO INC3 | 2549 PALM DALE DR SW WYOMING, MI 49418 | AFLAC | $7 | — | $7 | 0.01% |
| TRAVIS MOORE3 | 13445 STONEY BROOK DR RENO, NV 89511 | AFLAC | $3 | — | $3 | 0.00% |
| TAMARA ANNE HINES3 Filed as: TAMARA ANNE WATSON | 8200 OFFENHAUSER DRIVE, APT #126F RENO, NV 89511 | AFLAC | $3 | — | $3 | 0.00% |
| AMY E COHEN3 Filed as: AMY MARIE LUDWICK | 7403 SESAME ST COLUMBUS, GA 31909 | AFLAC | $3 | — | $3 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL JAMES RHODD | 4160 GREEN VALLEY RD FAIRFIELD, CA 94534 | AFLAC | $2 | — | $2 | 0.00% |
| PETER T ARNOLD3 Filed as: PETER ARNOLD | 12199 SILVER SPRINGS PL GRASS VALLEY, CA 95949 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH PLAN | 184 | $974K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $113K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $113K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $113K |
| Short-term disability | AFLAC | 69 | $63K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 314 | $176K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.