See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE BENEFIT MANAGEMENT SERVICE EIN 81-0391256 NONE | Contract Administrator; Other fees; Other services Service code 13 | — | $85K |
| SHARX LLC EIN 84-3019478 NONE | Other fees; Other services; Plan Administrator Service code 14 | — | $52K |
| CORNERSTONE BENEFITS EIN 31-1066968 NONE | Insurance brokerage commissions and fees Service code 53 | — | $41K |
| HEALTH2BUSINESS EIN 83-4655213 NONE | Insurance brokerage commissions and fees; Contract Administrator; Other services Service code 13 | — | $21K |
| MERCY HEALTH PHYSICIANS CINCINNATI EIN 31-1007881 NONE | Contract Administrator; Insurance brokerage commissions and fees; Other services Service code 13 | — | $10K |
| MEDICAL MUTUAL OF OHIO EIN 34-0648820 NONE | Other services; Insurance brokerage commissions and fees; Contract Administrator Service code 13 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 204 | $83K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 181 | $13K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 174 | $50K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 78 | $29K |
| Stop-loss / reinsurancereinsurance | BERKLEY ACCIDENT & HEALTH INSURANCE | 312 | $441K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.