See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITY RE INC EIN 83-4332957 STOP LOSS INS CARRIER | Insurance services Service code 23 | 33 COMMERCIAL ST 3RD FL GLOUCESTER, MA 01930 | $190K |
| GROUP BENEFIT SERVICES EIN 43-1770779 CLAIMS ADMIN / BROKER | Insurance agents and brokers Service code 22 | 3810 E SUNSHINE SUITE 200 SPRINGFIELD, MO 65809 | $58K |
| JAMES EDDIE TUNE JR BROKER | Insurance agents and brokers Service code 22 | 3444 EAST SPRINGFIELD RD SULLIVAN, MO 63080 | $24K |
| PHCS / MULTIPLAN EIN 13-3068979 PPO NETWORK | Other insurance fees and expenses Service code 73 | 3345 MICHELSON DR STE 200 IRVINE, CA 92612 | $19K |
| HEALTHLINK, INC. EIN 43-1364135 PPO NETWORK | Other insurance fees and expenses Service code 73 | 1000 W NIFONG BLD 3 ST200 COLUMBIA, MO 65203 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITY RE INC | 96 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.