| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL SULLIVAN3 Filed as: MICHAEL E. HODGES | 1901 BUTTERFIELD ROAD, SUITE 200 DOWNERS GROVE, IL 60515 | NORTHWESTERN MUTUAL INSURANCE | $29K | $7K | $36K | 3.94% |
| PAUL GLOBAL BENEFITS INC3 Filed as: E. PAUL AMATA | 29 SOUTH MAIN STREET, SUITE 201 WEST HARTFORD, CT 06107 | NORTHWESTERN MUTUAL INSURANCE | $18K | $5K | $23K | 2.45% |
| SETH JASON KALKSTEIN3 | 29 SOUTH MAIN STREET, SUITE 201 WEST HARTFORD, CT 06107 | NORTHWESTERN MUTUAL INSURANCE | $17K | $4K | $22K | 2.36% |
| PIZZUTI GROUP LLC3 Filed as: PIZZUTI GROUP, LLC | 29 SOUTH MAIN STREET, SUITE 201 WEST HARTFORD, CT 06107 | NORTHWESTERN MUTUAL INSURANCE | $8K | $949 | $9K | 0.96% |
| RJK FNCL LLC3 Filed as: RJK FINACIAL, LLC | 1901 BUTTERFIELD ROAD, SUITE 300 DOWNERS GROVE, IL 60515 | NORTHWESTERN MUTUAL INSURANCE | $6K | $777 | $7K | 0.78% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST, INC. | 35371 NETWORK PLACE CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $15K | $0 | $15K | 1.92% |
| UNKNOWN3 | UNKNOWN DES PLAINES, IL 60016 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 0.41% |
| KAREN A. PLUMMER3 | 443 EAST BERRY ROAD BARRINGTON, IL 60010 | AFLAC | $12K | $167 | $12K | 7.53% |
| SCALETTA INSURANCE AGENCY INC3 Filed as: SCALETTA INSURANCE AGENCY, INC. | 15 NORTH WINDSOR DRIVE ARLINGTON HEIGHTS, IL 60004 | AFLAC | $4K | $39 | $4K | 2.19% |
| JEREMY M. SKEETERS AND OTHER AGENTS3 | 9695 WEST MONTE LINDO PEORIA, AZ 85383 | AFLAC | $2K | $9 | $2K | 1.15% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LIMITED | 325 WEST HURON STREET, SUITE 215 CHICAGO, IL 60654 | AFLAC | $993 | $39 | $1K | 0.63% |
| JOANNA M ROCKWELL3 Filed as: JOANNA M. NASCA | 350 NORTH LA SALLE DRIVE SUITE 1410 CHICAGO, IL 60654 | AFLAC | $862 | $0 | $862 | 0.52% |
| BILLY MICHAEL HENDERSON3 | 7101 CHASE OAKS BOULEVARD APARTMENT 1815 PLANO, TX 75025 | AFLAC | $566 | $0 | $566 | 0.34% |
| VINCENT SCALETTA3 Filed as: VINCENT J. SCALETTA | 15 NORTH WINDSOR DRIVE ARLINGTON HEIGHTS, IL 60004 | AFLAC | $241 | $40 | $281 | 0.17% |
| MGIS3 | 111 SOUTH MAIN STREET, SUITE 400 SALT LAKE CITY, UT 84111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $165 | $165 | 0.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,776 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,776 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,318 | $1.3M |
| Vision(3 contracts, 2 carriers) | AFLAC | 920 | $454K |
| Life insurance(2 contracts) | RELIASTAR LIFE INSURANCE COMPANY | 2,399 | $1.6M |
| Short-term disability(4 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 2,399 | $1.8M |
| Long-term disability(3 contracts, 2 carriers) | NORTHWESTERN MUTUAL INSURANCE | 2,399 | $2.5M |
| Other(3 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 2,399 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,399 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.