Welfare broker

SETH JASON KALKSTEIN

Mailing address (most recent filing)

10070 DANIELS INTERSTATE COURT

SUITE 230

FORT MYERS, FL 33913

Total comp: $81K
Commissions: $71K
Fees: $10K
Filings: 12
Sponsors: 12

Carrier mix

Where SETH JASON KALKSTEIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NORTHWESTERN MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NORTHWESTERN MUTUAL	1	$62K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CT	1	$62K	0.1%	103.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SETH JASON KALKSTEIN's plans by broker comp / premium ratio. Median 11.10% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SETH JASON KALKSTEIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SETH JASON KALKSTEIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WHITTLESEY PC WELFARE BENEFIT PLAN WHITTLESEY PC WELFARE BENEFIT PLAN	CT	$62K	$7K	NORTHWESTERN MUTUAL