| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 300 COLONIAL CENTER PKWY STE 270 LAKE MARY, FL 32746 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $58K | $58K | 2.92% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 300 COLONIAL CENTER PKWY SUITE 270 LAKE MARY, FL 32746 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 8.46% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 NEWBERRY ROAD STE 180 GAINESVILLE, FL 32607 | UNUM INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 NEWBERRY RD STE 180 GAINESVILLE, FL 32607 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 12.40% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 2045 14TH AVE VERO BEACH, FL 32960 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $76 | $24 | $100 | 0.84% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 3407 W MARTIN LUTHER KING JR BLVD STE 200 TAMPA, FL 33607 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $32 | — | $32 | 0.27% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 NEWBERRY ROAD SUITE 180 GAINESVILLE, FL 32607 | ACE AMERICAN INSURANCE COMPANY | $658 | — | $658 | 20.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 242 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 421 | $2.0M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 421 | $2.0M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 421 | $2.0M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 242 | $192K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 242 | $192K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 242 | $192K |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 242 | $231K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 421 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.