| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 300 COLONIAL CENTER PKWY STE 270 LAKE MARY, FL 32746 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $60K | $60K | 2.81% |
| WILLIS TOWERS WATSON US LLC3 Filed as: HRH - WILLIS OF FLORIDA INC | 4880 W NEWBERRY RD STE 100 GAINESVILLE, FL 32607 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $5K | $5K | 0.26% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA INC | 3000 BAYPORT DR #300 TAMPA, FL 33607 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $5K | $5K | 0.22% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 2045 14TH AVE VERO BEACH, FL 32960 | UNUM INSURANCE COMPANY | $17K | — | $17K | 8.05% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 NEWBERRY ROAD STE 180 GAINESVILLE, FL 32607 | UNUM INSURANCE COMPANY | $4K | — | $4K | 1.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA INC | 4211 W BOY SCOUT BLVD STE 1000 TAMPA, FL 33607 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $31 | $3K | 2.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA INC | 4211 W BOY SCOUT BLVD PO BOX 904037 TAMPA, FL 33607 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.71% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 W NEWBERRY RD STE 180 GAINESVILLE, FL 32607 | METROPOLITAN LIFE INSURANCE COMPANY | — | $16 | $16 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 2045 14TH AVE VERO BEACH, FL 32960 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 8.30% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 NEWBERRY ROAD STE 180 GAINESVILLE, FL 32607 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $789 | — | $789 | 1.70% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA, LLC | 4880 NEWBERRY ROAD SUITE 180 GAINESVILLE, FL 32607 | EYEMED VISION CARE | $1K | — | $1K | 4.88% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIES OF FLORIDA | 7800 BELFORT PARKWAY JACKSONVILLE, FL 32256 | EYEMED VISION CARE | $296 | — | $296 | 1.19% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 7800 BELFORT PARKWAY SUITE 270 JACKSONVILLE, FL 32256 | EYEMED VISION CARE | $146 | — | $146 | 0.59% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 2045 14TH AVE VERO BEACH, FL 32960 | UNUM INSURANCE COMPANY | $2K | — | $2K | 12.43% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 NEWBERRY ROAD STE 180 GAINESVILLE, FL 32607 | UNUM INSURANCE COMPANY | $483 | — | $483 | 2.57% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 2045 14TH AVE VERO BEACH, FL 32960 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $263 | $2K | 20.12% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 3407 W MARTIN LUTHER KING JR BLVD STE 200 TAMPA, FL 33607 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $165 | $2K | 13.30% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4880 NEWBERRY ROAD SUITE 180 GAINESVILLE, FL 32607 | ACE AMERICAN INSURANCE COMPANY | $658 | — | $658 | 20.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 424 | $2.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 591 | $145K |
| Vision | EYEMED VISION CARE | 378 | $25K |
| Life insurance | UNUM INSURANCE COMPANY | 277 | $205K |
| Short-term disability | UNUM INSURANCE COMPANY | 277 | $205K |
| Long-term disability | UNUM INSURANCE COMPANY | 277 | $205K |
| Other(5 contracts, 3 carriers) | UNUM INSURANCE COMPANY | 277 | $286K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.