| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | COMMUNITY INSURANCE COMPANY | $58K | $5K | $64K | 2.05% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 37 DAYTON, OH 45401 | HARTFORD LIFE AND ACCIDENT | $51K | $0 | $51K | 10.42% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | $0 | $12K | $12K | 2.57% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 309 WEBSTER ST. DAYTON, OH 45402 | SUPERIOR DENTAL CARE | $7K | $5K | $12K | 7.73% |
| MARSH & MCLENNAN AGENCY LLC3 | 32332 COLLECTIONS CENTER DR. CHICAGO, IL 60693 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.92% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 37 DAYTON, OH 45401 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $1K | $0 | $1K | 11.99% |
| SUSAN SVARDA ENTERPRISES LLC3 | 375 INDUSTRY DR, STE A CARLISLE, OH 45005 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $483 | $0 | $483 | 4.99% |
| SUSAN SVARDA ENTERPRISES LLC3 | 375 INDUSTRY DR, SUITE A CARLISLE, OH 45005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $144 | $0 | $144 | 17.50% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES LLC | 1828 IRIS TRAIL WAYNESVILLE, OH 45068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $89 | $0 | $89 | 10.81% |
| LEE ROY YOUNG ENTERPRISES3 | 76 N BICKETT RD XENIA, OH 45385 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | $0 | $79 | 9.60% |
| MARSH & MCLENNAN AGENCY LLC3 | 1031 W 4TH AVENUE SUITE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $70 | $0 | $70 | 8.51% |
| KYLE RUSSEY3 Filed as: KYLE D DAFLER | 2431 HAWKINS RD RICHMOND, IN 47374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | $0 | $23 | 2.79% |
| TRISTAN GAINES3 Filed as: TRISTAN E GAINES | 1985 BRANDYWINE DR, SUITE A NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 2.43% |
| MICHAEL R REBER3 | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 1.70% |
| BRIAN J DAY3 | 13189 HITCHING POST DEWITT, MI 48820 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | $0 | $13 | 1.58% |
| IAN B BRANYON3 | 2301 LUCIEN WAY, SUITE 150 MAITLAND, FL 32751 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.36% |
| SHAWN M MCDERMOTT3 | 8744 UNION CENTRE BLVD TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.36% |
| INGER M PENNINGTON3 | 1369 BERKSHIRE DR MILFORD, OH 45150 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 459 | $3.1M |
| Dental | SUPERIOR DENTAL CARE | 248 | $159K |
| Vision(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 459 | $3.1M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 317 | $485K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 317 | $485K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 317 | $485K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 317 | $496K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 459 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.