| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL G. GREEN3 Filed as: MICHAEL GRENDEM | 2525 S TELEGRAPH, STE. 310 BLOOMFIELD HILLS, MI 48302 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $32K | $0 | $32K | 2.50% |
| MICHAEL G. GREEN3 Filed as: MICHAEL GRINDEM | 2525 S TELEGRAPH, STE. 310 BLOOMFIELD HILLS, MI 48302 | BLUE CARE NETWORK OF MICHIGAN | $3K | $0 | $3K | 2.50% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT GROUP, INC. | 2525 S TELEGRAPH, STE. 308 BLOOMFIELD HILLS, MI 48302 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $425 | $9K | 10.49% |
| WATCHTOWER BENEFITS, LLC3 | 227 W MONROE ST, STE. 5200 CHICAGO, IL 60606 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.50% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT GROUP, INC. | 2525 S TELEGRAPH, STE. 308 BLOOMFIELD HILLS, MI 48302 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $197 | $2K | 11.00% |
| WATCHTOWER BENEFITS, LLC3 | 227 W MONROW ST, STE. 5200 CHICAGO, IL 60606 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $297 | $297 | 1.50% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT GROUP, INC. | 2525 S TELEGRAPH, STE. 308 BLOOMFIELD HILLS, MI 48302 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $153 | $2K | 16.10% |
| WATCHTOWER BENEFITS, LLC3 | 227 W MONROE ST, STE. 5200 CHICAGO, IL 60606 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $209 | $209 | 1.50% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT GROUP, INC. | 2525 S TELEGRAPH, STE. 308 BLOOMFIELD HILLS, MI 48302 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $86 | $2K | 15.66% |
| WATCHTOWER BENEFITS, LLC3 | 227 W MONROE ST, STE. 5200 CHICAGO, IL 60606 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $194 | $194 | 1.50% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT GROUP, INC. | 2525 S TELEGRAPH, STE. 308 BLOOMFIELD HILLS, MI 48302 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $943 | $60 | $1K | 10.64% |
| WATCHTOWER BENEFITS, LLC3 | 227 W MONROE ST, STE. 5200 CHICAGO, IL 60606 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $141 | $141 | 1.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 333 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 336 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 270 | $1.4M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 207 | $87K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 198 | $20K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $14K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 64 | $9K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 64 | $13K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 270 | $1.4M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.