| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFREY FALLICK3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | — | $11K | $11K | 0.23% |
| RICHARD SEEHAWER3 | 2816 BEAR CLAW WAY MERIDIAN, ID 83642 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $56K | — | $56K | 14.88% |
| IMG3 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $86 | $86 | 0.02% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS | PO BOX 370 MERIDIAN, ID 83680 | DELTA DENTAL OF IDAHO | $653 | — | $653 | 0.27% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS, LLC | 280 E CORPORATE DR ST 200 MERIDIAN, ID 83642 | VISION SERVICE PLAN | $378 | — | $378 | 0.89% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC DBA EASECENTRAL | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 89135 | VISION SERVICE PLAN | $47 | — | $47 | 0.11% |
| RICHARD SEEHAWER3 Filed as: RICHARD AARON SEEHAWER | 2816 BEAR CLAW WAY MERIDIAN, ID 83642 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 488 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 488 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | 606 | $5.0M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF IDAHO | 251 | $338K |
| Vision | VISION SERVICE PLAN | 306 | $43K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 561 | $377K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 561 | $377K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 561 | $377K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 819 | $423K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 819 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.