| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS | 280 E CORPORATE DR ST 200 MERIDIAN, ID 83642 | BLUE CROSS OF IDAHO HEALTH SERVICES, INC. | $97K | $11K | $108K | 2.75% |
| RICHARD SEEHAWER3 | PO BOX 99 MERIDIAN, ID 83680 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $41K | — | $41K | 12.55% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS | PO BOX 370 MERIDIAN, ID 83680 | DELTA DENTAL | $7K | — | $7K | 3.00% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS | PO BOX 370 MERIDIAN, ID 83680 | WILLAMETTE DENTAL | $7K | $13K | $20K | 15.00% |
| RICHARD SEEHAWER3 | PO BOX 99 MERIDIAN, ID 83680 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 15.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 666 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 666 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF IDAHO HEALTH SERVICES, INC. | 666 | $3.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL | 267 | $369K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 434 | $324K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 671 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 671 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.