See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 10 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLINGTON TRUST COMPANY, N.A. EIN 04-2755549 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $564K |
| GALLIARD CAPITAL MANAGEMENT, INC. EIN 41-1813702 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $154K |
| PRINCIPAL CUSTODY SOLUTIONS EIN 41-6257133 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | PO BOX 10317 DES MOINES, IA 503060317 | $125K |
| STATE STREET BANK AND TRUST COMPANY NONE | Investment management; Investment management fees paid directly by plan Service code 28 | ONE LINCOLN STREET, 8TH FLOOR BOSTON, MA 02111 | $47K |
| CALOGERO & ASSOCIATES, LLC NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 4350 MIDDLE SETTLEMENT ROAD NEW HARTFORD, NY 13413 | $32K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 529 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,647 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 14 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 3,339 | $38.3M |
| Dental(3 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,030 | $10.8M |
| Vision(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,024 | $1.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 540 | $533K |
| Prescription drug(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,030 | $9.5M |
| Other(2 contracts, 2 carriers) | HOUSTON CASUALTY COMPANY | 540 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.