| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S. BOULDER SUITE 300 TULSA, OK 74119 | DELTA DENTAL | $9K | $0 | $9K | 10.00% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 5420 LBJ FWY SUITE 750 DALLAS, TX 752406260 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $903 | $6K | 17.63% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 5420 LBJ FWY SUITE 725 DALLAS, TX 75240 | VISION SERVICE PLAN | $976 | $0 | $976 | 6.37% |
| PRECISION ADMINISTRATORS INC.3 | 3240 W. BRITTON RD SUITE 202 OKLAHOMA CITY, OK 73120 | COMPANION LIFE | $27 | $42 | $69 | 19.33% |
| CATAMOUNT COMPANIES INC3 Filed as: CATAMOUNT COMPANIES INC. | 5314 S. YALE AVE SUITE 601 TULSA, OK 74135 | COMPANION LIFE | $27 | $0 | $27 | 7.56% |
| INSURANCE NETWORK AGENCY3 | PO BOX 7276 WOODLAND PARK, CO 80863 | COMPANION LIFE | $13 | $0 | $13 | 3.64% |
| CHARLES F EBERLE3 | 644 LINN STREET SUITE 1100 CINCINNATI, OH 45203 | COMPANION LIFE | $9 | $0 | $9 | 2.52% |
| AMERICAN INSURNET AGENCY INC3 Filed as: AMERICAN INSURNET AGENCY INC. | 644 LINN STREET SUITE 1100 CINCINNATI, OH 45203 | COMPANION LIFE | $4 | $0 | $4 | 1.12% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S. BOULDER SUITE 300 TULSA, OK 74119 | COMMUNITY CARE | $0 | $2K | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE | 137 | $0 |
| Dental | DELTA DENTAL | 141 | $94K |
| Vision | VISION SERVICE PLAN | 110 | $15K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $36K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $36K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $36K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.