| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S. BOULDER, SUITE 300 TULSA, OK 74119 | COMMUNITY CARE | $25K | — | $25K | 4.45% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S. BOULDER, SUITE 300 TULSA, OK 74119 | DELTA DENTAL | $7K | — | $7K | 10.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FWY, SUITE 750 DALLAS, TX 75244 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $482 | $3K | 17.99% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC. | 1250 S. CAPTIAL OF TX HWY BLDG 2, SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | -$358 | — | -$358 | -2.27% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 5420 LBJ FWY, SUITE 725 DALLAS, TX 75240 | VISION SERVICE PLAN | $869 | — | $869 | 6.35% |
| PRECISION ADMINISTRATORS INC.3 | 3240 W. BRITTON RD., SUITE 202 OKLAHOMA CITY, OK 73120 | COMPANION LIFE | $282 | $21 | $303 | 7.94% |
| CATAMOUNT COMPANIES INC3 Filed as: CATAMOUNT COMPANIES INC. | 5314 S. YALE AVE., SUITE 601 TULSA, OK 74135 | COMPANION LIFE | $282 | — | $282 | 7.39% |
| INSURANCE NETWORK AGENCY3 | P.O. BOX 7276 WOODLAND PARK, CO 80863 | COMPANION LIFE | $141 | — | $141 | 3.69% |
| CHARLES F EBERLE3 Filed as: CHARLES F. EBERLE | 644 LINN ST CINCINNATI, OH 45203 | COMPANION LIFE | $141 | — | $141 | 3.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE | 321 | $564K |
| Dental | DELTA DENTAL | 107 | $71K |
| Vision | VISION SERVICE PLAN | 94 | $14K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 182 | $16K |
| Short-term disability | COMPANION LIFE | 11 | $4K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 182 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 321 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.