| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S. BOULDER, SUITE 300 TULSA, OK 74119 | COMMUNITY CARE | $26K | — | $26K | 4.18% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S. BOULDER, SUITE 300 TULSA, OK 74119 | DELTA DENTAL | $7K | — | $7K | 10.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FWY, SUITE 750 DALLAS, TX 75244 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $585 | $3K | 20.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC. | 1250 S. CAPTIAL OF TX HWY BLDG 2, SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | — | $12 | $12 | 0.08% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 5420 LBJ FWY, SUITE 725 DALLAS, TX 75240 | VISION SERVICE PLAN | $817 | — | $817 | 6.74% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S. BOULDER AVENUE TULSA, OK 741193222 | COMPANION LIFE INSURANCE COMPANY | $957 | $168 | $1K | 11.76% |
| PRECISION ADMINISTRATORS INC.3 | 3240 W. BRITTON RD., SUITE 202 OKLAHOMA CITY, OK 73120 | COMPANION LIFE | $321 | $21 | $342 | 7.99% |
| CATAMOUNT COMPANIES INC3 Filed as: CATAMOUNT COMPANIES INC. | 5314 S. YALE AVE., SUITE 601 TULSA, OK 74135 | COMPANION LIFE | $321 | — | $321 | 7.50% |
| INSURANCE NETWORK AGENCY3 | P.O. BOX 7276 WOODLAND PARK, CO 80863 | COMPANION LIFE | $161 | — | $161 | 3.76% |
| CHARLES F EBERLE3 Filed as: CHARLES F. EBERLE | 644 LINN ST CINCINNATI, OH 45203 | COMPANION LIFE | $161 | — | $161 | 3.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY CARE | 332 | $628K |
| Dental | DELTA DENTAL | 116 | $71K |
| Vision | VISION SERVICE PLAN | 91 | $12K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 179 | $15K |
| Short-term disability | COMPANION LIFE | 1 | $4K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 179 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.