See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 14 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 25 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 CLAIMS PROCESSOR | Float revenue; Non-monetary compensation; Other services; Claims processing; Participant communication; Direct payment from the plan; Contract Administrator; Named fiduciary Service code 12 | — | $2.3M |
| STUART MIGDON BROKER | Securities brokerage commissions and fees Service code 71 | 900 US HIGHWAY 9 N STE 503 WOODBRIDGE, NJ 07095 | $161K |
| CIGNA | Participant communication; Named fiduciary; Claims processing; Non-monetary compensation; Contract Administrator; Direct payment from the plan; Float revenue; Other services Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,610 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,630 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLANS INC | 191 | $2.1M |
| Dental(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 4,490 | $2.4M |
| Vision | UNTITED HEALTHCARE INSURANCE COMPANY | 2,331 | $198K |
| Life insurance | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 5,415 | $735K |
| Short-term disability | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 1,943 | $426K |
| Long-term disability | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 3,627 | $563K |
| Stop-loss / reinsurancereinsurance | SUN LIFE AND HEALTH INSURANCE COMPANY US | 3,186 | $1.4M |
| Other(4 contracts, 4 carriers) | CIGNA LIFE INSURANCE CO OF NEW YORK | 5,415 | $503K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,415 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.