| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTRUST BUSINESS PARTNERS LLC3 | 412 E MADISON ST STE 809 TAMPA, FL 336024616 | UNITEDHEALTHCARE INSURANCE COMPANY | $71K | — | $71K | 6.91% |
| B C D & K BENEFIT SERVICES LLC3 | 412 E MADISON ST #809 TAMPA, FL 33602 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $7K | $7K | 0.72% |
| INTRUST BUSINESS PARTNERS LLC3 | 412 E MADISON STREET TAMPA, FL 33602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $80 | $2K | 9.65% |
| WORKSITE AMERICA LLC3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $709 | $338 | $1K | 5.80% |
| FRANCISCO JAVIER RUIZ3 | 10011 COURTNEY PALMS BLVD TAMPA, FL 33619 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $563 | $62 | $625 | 3.46% |
| SHIRLEY B DRAKE3 | 14141 46TH STREET N CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $476 | $76 | $552 | 3.06% |
| CHRISTINA L SUTTON3 | PO BOX 746 OZONA, FL 34660 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $418 | $49 | $467 | 2.59% |
| PATRICIA BLANCO ESPARZA3 | 4309 BRADLEY LN ARLINGTON, TX 76017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $132 | $4 | $136 | 0.75% |
| ALLYN INCORPORATED3 | 14813 SEMINOLE TRAIL SEMINOLE, FL 33776 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | $1 | $115 | 0.64% |
| ASCELA PARTNERS LLC3 Filed as: ASCELA PARTNERS | 200 CONTINENTIAL DRIVE NEWARK, DE 19713 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | — | $89 | 0.49% |
| KASSANDRA MARIE WILL3 | 2315 BARKWOOD PASS CLEARWATER, FL 33763 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | $33 | $79 | 0.44% |
| KIMANI MATTHEW3 | 153 SOUTH 11TH AVE MT VERNON, NY 10550 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | 0.35% |
| COLIN KELLY GARVIN3 | 160 WHEELER ROAD MONROE, CT 06468 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.29% |
| MPART BENEFITS INC3 | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $21 | $42 | 0.23% |
| RYAN GARVIN3 | 50 MAIN STREET WHITE PLAINS, NY 10606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.14% |
| COACH CONCEPTS INC3 | 5655 OAKHURST DRIVE SEMINOLE, FL 33772 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $3 | $14 | 0.08% |
| MARK EHRENREICH3 | 40 INDEPENDENCE DR MONROE TOWNSHIP, NJ 08831 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.06% |
| BARBARA C POWELL3 | 8 GLENCOE PL DUNEDIN, FL 34698 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.06% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 201 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.06% |
| R & B ENROLLMENT SERVICES INC3 Filed as: R&B ENROLLMENT SERVICES INC | PO BOX 3216 CRESTLINE, CA 92325 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.03% |
| BENECHOICE ENROLLMENT SOLUTIONS & T3 | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.02% |
| BRYAN J GARVIN3 Filed as: BRYAN JOSEPH GARVIN | 26 STONE FENCE ROAD BERNARDSVILLE, NJ 07924 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ABRAHAM OYEWO3 | 1039 EAST 227 STREET BRONX, NY 10466 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| LINDSEY WOOD-DENEEF3 | 7621 TORBAY CIRCLE INDIANAPOLIS, IA 46254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| PATRICIA BLANCO ESPARZA3 | 4309 BRADLEY LN ARLINGTON, TX 76017 | THE PAUL REVERE LIFE INSURANCE COMPANY | $96 | $2 | $98 | 2.26% |
| SHIRLEY B DRAKE3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $88 | — | $88 | 2.03% |
| ASCELA PARTNERS LLC3 Filed as: ASCELA PARTNERS | 200 CONTINENTAL DR STE 209 NEWARK, DE 19713 | THE PAUL REVERE LIFE INSURANCE COMPANY | $65 | — | $65 | 1.50% |
| RYAN GARVIN3 | 50 MAIN STREET WHITE PLAINS, NY 10606 | THE PAUL REVERE LIFE INSURANCE COMPANY | $53 | — | $53 | 1.22% |
| MARK EHRENREICH3 | 40 INDEPENDENCE DR MONROE TOWNSHIP, NJ 08831 | THE PAUL REVERE LIFE INSURANCE COMPANY | $43 | — | $43 | 0.99% |
| CHRISTINA L SUTTON3 | PO BOX 746 OZONA, FL 34660 | THE PAUL REVERE LIFE INSURANCE COMPANY | $38 | — | $38 | 0.88% |
| COLIN KELLY GARVIN3 | 160 WHEELER ROAD MONROE, CT 06468 | THE PAUL REVERE LIFE INSURANCE COMPANY | $25 | — | $25 | 0.58% |
| WORKSITE AMERICA LLC3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $21 | — | $21 | 0.48% |
| ABRAHAM OYEWO3 | 1039 EAST 227 STREET BRONX, NC 10466 | THE PAUL REVERE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.32% |
| MPART BENEFITS INC3 | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | THE PAUL REVERE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.32% |
| FRANCISCO JAVIER RUIZ3 | 10011 COURTNEY PALMS BLVD TAMPA, FL 33619 | THE PAUL REVERE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.16% |
| KIMANI MATTHEW3 | 153 SOUTH 11TH AVE MT VERNON, NY 10550 | THE PAUL REVERE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.09% |
| BRYAN J GARVIN3 Filed as: BRYAN JOSEPH GARVIN | 26 STONE FENCE ROAD BERNARDSVILLE, NJ 07924 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| KASSANDRA MARIE WILL3 | 2315 BARKWOOD PASS CLEARWATER, FL 33763 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $1.0M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $1.0M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $1.0M |
| Life insurance(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $1.0M |
| Other(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 395 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.