| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTRUST BUSINESS PARTNERS LLC3 | 412 E MADISON ST STE 809 TAMPA, FL 336024616 | UNITEDHEALTHCARE INSURANCE COMPANY | $43K | — | $43K | 4.59% |
| B C D & K BENEFIT SERVICES LLC3 | 412 E MADISON ST #809 TAMPA, FL 33602 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $5K | $5K | 0.53% |
| INTRUST BUSINESS PARTNERS LLC3 | 412 E MADISON ST STE 809 TAMPA, FL 33602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $1K | $8K | 13.15% |
| WORKSITE AMERICA LLC3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $3K | $6K | 9.49% |
| CHRISTINA L SUTTON3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $4K | 6.09% |
| SHIRLEY B DRAKE3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 5.66% |
| ASCELA PARTNERS LLC3 Filed as: ASCELA PARTNERS | 200 CONTINENTAL DR STE 209 NEWARK, DE 197134335 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 2.48% |
| FRANCISCO JAVIER RUIZ3 | 10011 COURTNEY PALMS BLVD TAMPA, FL 33619 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 2.03% |
| ALLYN INCORPORATED3 | 14813 SEMINOLE TRAIL SEMINOLE, FL 33776 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $129 | $1K | 1.93% |
| COLIN KELLY GARVIN3 | 160 WHEELER ROAD MONROE, CT 06468 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.86% |
| KIMANI MATTHEW3 | 153 SOUTH 11TH AVE MT VERNON, NY 10550 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $769 | $49 | $818 | 1.33% |
| RYAN GARVIN3 | 50 MAIN STREET WHITE PLAINS, NY 10606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $497 | $48 | $545 | 0.89% |
| JOHN R KLIMCHAK3 Filed as: JOHN BOCK | 8 NEVINWOOD PLACE HUNTINGTON, NY 11743 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $294 | — | $294 | 0.48% |
| MARK EHRENREICH3 | 40 INDEPENDENCE DR MONROE TOWNSHIP, NJ 08831 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $194 | — | $194 | 0.32% |
| KASSANDRA MARIE WILL3 | 2315 BARKWOOD PASS CLEARWATER, FL 33763 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $140 | $52 | $192 | 0.31% |
| COACH CONCEPTS INC3 | 5655 OAKHURST DRIVE SEMINOLE, FL 33772 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $116 | $56 | $172 | 0.28% |
| ABRAHAM OYEWO3 | 1039 EAST 227 STREET BRONX, NY 10466 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.07% |
| BRYAN J GARVIN3 Filed as: BRYAN JOSEPH GARVIN | 26 STONE FENCE ROAD BERNARDSVILLE, NJ 07924 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.04% |
| BARBARA C POWELL3 | 8 GLENCOE PL DUNEDIN, FL 34698 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| TOBIN MCRAE WHITMAN3 | 120 BROADWAY NEW YORK, NY 10271 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| RYAN GARVIN3 | 50 MAIN STREET WHITE PLAINS, NY 10606 | THE PAUL REVERE LIFE INSURANCE COMPANY | $969 | $230 | $1K | 4.71% |
| ASCELA PARTNERS LLC3 Filed as: ASCELA PARTNERS | 200 CONTINENTAL DR NEWARK, DE 19713 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.03% |
| MARK EHRENREICH3 | 40 INDEPENDENCE DR MONROE TOWNSHIP, NJ 08831 | THE PAUL REVERE LIFE INSURANCE COMPANY | $684 | — | $684 | 2.69% |
| SHIRLEY B DRAKE3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $402 | $115 | $517 | 2.03% |
| COLIN KELLY GARVIN3 | 160 WHEELER ROAD MONROE, CA 06468 | THE PAUL REVERE LIFE INSURANCE COMPANY | $438 | — | $438 | 1.72% |
| CHRISTOPHER RICKS3 | 10 BANK STREET WHITE PLAINS, NY 10606 | THE PAUL REVERE LIFE INSURANCE COMPANY | $256 | — | $256 | 1.01% |
| JOHN R KLIMCHAK3 Filed as: JOHN BOCK | 8 NEVINWOOD PLACE HUNTINGTON, NY 11743 | THE PAUL REVERE LIFE INSURANCE COMPANY | $204 | — | $204 | 0.80% |
| ABRAHAM OYEWO3 | 1039 EAST 227 STREET BRONX, NY 10466 | THE PAUL REVERE LIFE INSURANCE COMPANY | $132 | — | $132 | 0.52% |
| GIANNA DAMBROSIO3 | 23 LONGVIEW DRIVE MOHOPAC, NY 10541 | THE PAUL REVERE LIFE INSURANCE COMPANY | $86 | $28 | $114 | 0.45% |
| WORKSITE AMERICA LLC3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $106 | — | $106 | 0.42% |
| KATHRYN SCHAEFER3 | 127 PARK AVE EASTCHESTER, NY 10709 | THE PAUL REVERE LIFE INSURANCE COMPANY | $104 | — | $104 | 0.41% |
| CHRISTINA L SUTTON3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $100 | — | $100 | 0.39% |
| TOBIN MCRAE WHITMAN3 | 120 BROADWAY NEW YORK, NY 10271 | THE PAUL REVERE LIFE INSURANCE COMPANY | $85 | — | $85 | 0.33% |
| KIMANI MATTHEW3 | 153 SOUTH 11TH AVE MT VERNON, NY 10550 | THE PAUL REVERE LIFE INSURANCE COMPANY | $66 | $13 | $79 | 0.31% |
| FRANCISCO JAVIER RUIZ3 | 10011 COURTNEY PALMS BLVD TAMPA, FL 33619 | THE PAUL REVERE LIFE INSURANCE COMPANY | $59 | — | $59 | 0.23% |
| MELANIE F COLON3 | 33 CODDINGTON AVE NORTH PLAINFIELD, NJ 07060 | THE PAUL REVERE LIFE INSURANCE COMPANY | $31 | — | $31 | 0.12% |
| BRYAN J GARVIN3 Filed as: BRYAN JOSEPH GARVIN | 26 STONE FENCE ROAD BERNARDSVILLE, NJ 07924 | THE PAUL REVERE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.09% |
| ROBERT W SABOL3 | 24 STEVENSON AVE CORTLANDT MNR, NY 10567 | THE PAUL REVERE LIFE INSURANCE COMPANY | $7 | $2 | $9 | 0.04% |
| KASSANDRA MARIE WILL3 | 2315 BARKWOOD PASS CLEARWATER, FL 33736 | THE PAUL REVERE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 322 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 322 | $942K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 322 | $942K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 322 | $942K |
| Life insurance(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 322 | $1.0M |
| Other(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 322 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.