| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $9K | $9K | 0.41% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES I | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $615 | $98 | $713 | 0.03% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 12712 PARK CENTRAL DR STE 100 DALLAS, TX 752511527 | METROPOLITAN LIFE INSURANCE COMPANY | $394 | $0 | $394 | 0.02% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $86 | $98 | $184 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES I | PO BOX 749140 ATLANTA, GA 303749140 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $99 | $2K | 0.37% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 300 N BEACH ST DAYTONA BEACH, FL 321143304 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $640 | $640 | 0.10% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 12712 PARK CENTRAL DR STE 100 DALLAS, TX 752511527 | METROPOLITAN LIFE INSURANCE COMPANY | $191 | $0 | $191 | 0.03% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $90 | $99 | $189 | 0.03% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 5850 GRANITE PKWY STE 350 PLANO, TX 750246762 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $99 | $99 | 0.02% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | -$479 | -$479 | -0.08% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.40% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES I | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $382 | $98 | $480 | 0.11% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 12712 PARK CENTRAL DR STE 100 DALLAS, TX 752511527 | METROPOLITAN LIFE INSURANCE COMPANY | $153 | $0 | $153 | 0.04% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | -$577 | $98 | -$479 | -0.11% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | PO BOX 411 DES MOINES, IA 503021527 | METLIFE LEGAL PLANS | $6K | $0 | $6K | 6.54% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METLIFE LEGAL PLANS | $3K | $0 | $3K | 3.31% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES, INC | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | METLIFE LEGAL PLANS | $0 | $551 | $551 | 0.61% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 5850 GRANITE PKWY STE 350 PLANO, TX 75024 | METLIFE LEGAL PLANS | $0 | $98 | $98 | 0.11% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $243 | $243 | 0.48% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES I | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $99 | $99 | 0.20% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $99 | $99 | 0.20% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 300 N BEACH ST DAYTONA BEACH, FL 321143304 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $89 | $89 | 0.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES I | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $99 | $99 | 0.71% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $99 | $99 | 0.71% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 300 N BEACH ST DAYTONA BEACH, FL 321143304 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $24 | $24 | 0.17% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | -$7 | -$7 | -0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,045 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 257 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,328 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,063 | $3.2M |
| Vision(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,063 | $3.2M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,063 | $3.2M |
| Short-term disability(5 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,063 | $3.3M |
| Long-term disability(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,063 | $3.2M |
| Other(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 6,063 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,063 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.