| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS, LLC | 280 E CORPORATE DRIVE, STE 200 MERIDIAN, ID 83642 | REGENCE BLUESHIELD OF IDAHO, INC | — | — | $0 | 0.00% |
| DELTA DENTAL3 | PO BOX 2870 BOISE, ID 83701 | DELTA DENTAL | $2K | — | $2K | 1.00% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS LLC | 280 E CORPORATE DR STE 200 MERIDIAN, ID 83642 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $2K | $7K | 13.09% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS LLC | 280 E CORPORATE DR STE 200 MERIDIAN, ID 83642 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $153 | $5K | 10.30% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS LLC | 280 E CORPORATE DR STE 200 MERIDIAN, ID 83642 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $573 | $2K | 13.07% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUESHIELD OF IDAHO, INC EIN 82-0206874 CLAIMS PROCESSING | Direct payment from the plan; Float revenue; Claims processing Service code 12 | — | $168K |
| HOLLAND & HART, LLP EIN 84-0382505 ATTORNEY | Legal Service code 29 | 800 W MAIN STREET, SUITE 1750 BOISE, ID 83702 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 390 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 390 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD OF IDAHO, INC | 285 | $332K |
| Dental | DELTA DENTAL | 313 | $194K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 340 | $75K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 340 | $51K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 340 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.